324 Grindstone Rd, Chatham, IL 62629 Property Records

Sangamon County property record for 324 Grindstone Rd, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.729 acres (31,762 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jun 2021)
Tax Bill	$13,433 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-351-014`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-351-014`
Alternative APN	`29080351014 (CHECK DIGIT = 6)`

Exterior

Lot Area	31,762 sqft (0.729 acres)

Location & Zoning

Account Number	29080351014
Street Address	324 GRINDSTONE RD
City	CHATHAM
State	IL
Zip	62629-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 BRECKENRIDGE MANOR 3RD ADDN (31762 SQFT) 8-14-5
Legal Range	05
Legal Township	14
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR THIRD ADD
Legal Lot Number	39
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5006
Census Tract	3203

Owner

324 Grindstone Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Intrafamily Transfer, Transfer
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	Mar 23, 2020 · Amount on File
Deed Document Number	202115211
Last Transfer Date	Mar 11, 2022
Transfer Doc	2022R05430
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Mar 11, 2022
Property Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054
Document Number	2022R05430
Instrument Date	Mar 11, 2022
Instrument	2022R05430
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 3, 2021
Property Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054
Document Number	2021R15211
Instrument Date	May 27, 2021
Instrument	2021R15211
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 CHART HILLS DR, 1510, MARION, IL 62959-5282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054

Mortgage

Document Number	2021R15212
Date	Jun 3, 2021
Instrument	2021R15212

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 23, 2020
Property Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054
Document Number	2020R05875
Instrument Date	Mar 17, 2020
Instrument	2020R05875
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 EAST BLVD STONEWALL ST707, 400, CHARLOTTE, NC 28203-5584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 GRINDSTONE RD, CHATHAM, IL 62629-2054

Mortgage

Document Number	2020R05876
Date	Mar 23, 2020
Instrument	2020R05876

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

The 2025 property tax bill for 324 Grindstone Rd was $13,433, up 8.3% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,433.00 (+8.32%)	$184,343 (+7.29%) Land $29,649 Building $154,694	$553,029 (+7.29%) Land $88,947 Building $464,082
2024	$12,401.00	$171,817 Land $27,634 Building $144,183	$515,451 Land $82,902 Building $432,549
2022	$11,220.00	$145,244 Land $23,360 Building $121,884	$435,732 Land $70,080 Building $365,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Grindstone Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Grindstone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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