320 Grindstone Rd, Chatham, IL 62629 Property Records

Sangamon County property record for 320 Grindstone Rd, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.622 acres (27,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Oct 2015)
Tax Bill	$13,382 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-351-013`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-351-013`
Alternative APN	`29080351013 (CHECK DIGIT = 8)`

Exterior

Lot Area	27,096 sqft (0.622 acres)

Location & Zoning

Account Number	29080351013
Street Address	320 GRINDSTONE RD
City	CHATHAM
State	IL
Zip	62629-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 BRECKENRIDGE MANOR 3RD ADDN (27096 SQFT) 8-14-5
Legal Range	05
Legal Township	14
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR THIRD ADD
Legal Lot Number	38
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5006
Census Tract	3203

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Intrafamily Transfer, Transfer
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
May 18, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on Record
Deed Sale	Oct 9, 2015 · Amount on Record
Prior Sale	Sep 13, 2006 · Amount on Record
Last Transfer Date	Mar 1, 2024
Transfer Doc	2024R03124
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Mar 1, 2024
Property Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054
Document Number	2024R03124
Instrument Date	Mar 1, 2024
Instrument	2024R03124
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054
Transaction Type	Mortgage
Record Updated	Nov 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R21878
Date	Oct 8, 2019
Instrument	2019R21878

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Fixed Rate

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	May 18, 2018
Property Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054
Document Number	2018R10097
Instrument Date	May 18, 2018
Instrument	2018R10097
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GRINDSTONE RD, CHATHAM, IL 62629-2054

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,382.00 Homeowner's exemption	$189,654 (+7.29%) Land $28,068 Building $161,586	$568,962 (+7.29%) Land $84,204 Building $484,758
2024		$176,768 (+18.3%) Land $26,161 Building $150,607	$530,304 (+18.3%) Land $78,483 Building $451,821
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$149,429 Land $22,115 Building $127,314	$448,287 Land $66,345 Building $381,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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