Calvert County property record for 324 Geronimo Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,108 sqft · built 1994 |
| Lot Size | 0.344 acres (15,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,600 (Aug 2013) |
| Tax Bill | $3,534 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-144324 |
| Primary APN | 01-144324 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Total Area |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,004 sqft (0.344 acres) |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 144324 |
|---|---|
| Street Address | 324 GERONIMO RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 47 SEC 4G CHES RANCH ESTS |
| Legal Subdivision | CHESAPK RAN ES |
| Legal Lot Number | 47 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 861003 |
Source: Calvert County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 GERONIMO RD, LUSBY, MD 20657-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · USDA Mortgage FIRST HOME MORTGAGE CORP |
| Jan 10, 2022 | Deed of Trust, Mortgage · USDA Mortgage FIRST HOME MORTGAGE CORP |
| Jun 1, 2018 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Apr 19, 2017 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on Record |
| Deed Sale | Aug 27, 2013 · Amount on Record |
| Prior Sale | Nov 17, 1994 · Amount on Record |
| Deed Book / Page | 4264 / 478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 324 GERONIMO RD, LUSBY, MD 20657-2532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | VELOCITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0063140012 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 6314/12 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 324 GERONIMO RD, LUSBY, MD 20657-2532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0061900228 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 6190/228 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 324 GERONIMO RD, LUSBY, MD 20657-2532 |
| Document Number | 0051970166 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 324 GERONIMO RD LUSBY MD 206572532, LUSBY, MD 20657-2532 |
| Document Number | 0051970166 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 005197/000166 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 31, 2048 |
| Rate | 4.12% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 324 GERONIMO RD, LUSBY, MD 20657-2532 |
| Document Number | 0049980040 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 324 GERONIMO RD LUSBY MD 206572532, LUSBY, MD 20657-2532 |
| Document Number | 0049980040 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 004998/000040 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | May 22, 2042 |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,534.00 (+43.43%) Homeowner's exemption | $292,333 (+23.24%) | $319,900 (+34.87%) Land $55,200 Building $264,700 |
| 2023 | $2,464.00 Homeowner's exemption | $237,200 Land $55,200 Building $182,000 | $237,200 Land $55,200 Building $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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