Calvert County property record for 315 Geronimo Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,108 sqft · built 1998 |
| Lot Size | 0.367 acres (16,015 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-124234 |
| Primary APN | 01-124234 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,108 sqft Total Area |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,015 sqft (0.367 acres) |
| Porch | Porch |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 124234 |
|---|---|
| Street Address | 315 GERONIMO RD |
| City | LUSBY |
| State | MD |
| Zip | 20657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 42 SEC 4G CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 861003 |
Source: Calvert County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2173, LUSBY, MD 20657-1973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 22, 2016 | Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2019 |
| Deed Sale | Oct 8, 2019 |
| Prior Sale | Sep 14, 1998 · Amount on Record |
| Deed Book / Page | 5449 / 106 |
| Prior Transfer Date | Sep 3, 2019 |
| Prior Transfer Doc | 0054490106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 8, 2019 |
| Property Address | 315 GERONIMO RD, LUSBY, MD 20657 |
| Document Number | 0054490106 |
| Book / Page | 5449 / 106 |
| Map Reference | MB JLB 1 PG 61 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 GERONIMO RD, LUSBY, MD 20657 |
| Document Number | 5449110 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 5449/110 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 315 GERONIMO RD, LUSBY, MD 20657 |
| Document Number | 0049410038 |
| Book / Page | 004941 / 000038 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 315 GERONIMO RD LUSBY MD 20657, LUSBY, MD 20657 |
| Document Number | 0049410038 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 004941/000038 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2047 |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 (+45.41%) Homeowner's exemption | $268,000 (+25.82%) | $295,500 (+38.73%) Land $55,200 Building $240,300 |
| 2023 | $2,213.00 Homeowner's exemption | $213,000 Land $55,200 Building $157,800 | $213,000 Land $55,200 Building $157,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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