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324 E State St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 324 E State St, Cheboygan, MI 49721 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size4,792 sqft (0.11 acres)
Last Sale$80,000 (2026)
Tax Bill$1,392.00 (2025)

Property Details

APN / Parcel Number

Primary APN052-W59-017-007-00

Exterior

Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Street Address324 E STATE ST
CityCHEBOYGAN
StateMI
Zip49721-1756
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEST DUNCAN, E 47FT OF LOTS 7 & 8, BLK 17. <<>> COM AT NELY COR OF LOT 8, BLK 17, WEST DUNCAN; TH WLY ON NLY LI
Legal Range01W
Legal Township008
Legal Section32
Legal SubdivisionWEST DUNCAN
Legal Block17
Legal Lot Number7-8
JurisdictionCHEBOYGAN MI
Minor Civil DivisionCHEBOYGAN
Census Blockgroup2
Census Block2007
Census Tract960300

Owner

Source: Cheboygan County records · APN 052-W59-017-007-00

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6748 US 23, CHEBOYGAN, MI 49721-8940
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
US DEPARTMENT OF AGRICULTURE
Dec 16, 2020Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
US DEPARTMENT OF AGRICULTURE
Feb 06, 2026Warranty Deed, Transfer
Dec 16, 2020Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
USDA
Dec 16, 2020Warranty Deed, Transfer · Conventional Mortgage
RURAL DEVELOPMENT USDA
Nov 15, 2019Quit Claim Deed, Transfer
Quitclaim Document
Nov 01, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 06, 2026 · Amount on Record
Deed SaleFeb 06, 2026 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Book / Page1575 / 438
Prior Transfer DateNov 07, 2019
Prior Transfer Doc1399/232
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9430 US 23, CHEBOYGAN, MI 49721-8957

Mortgage

Document Number0000001434/0000000632
DateDec 16, 2020
Book Page0000001434/0000000632
Lender
NameUS DEPARTMENT OF AGRICULTURE
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term385 Months
DueJan 01, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Transaction TypeMortgage
Record UpdatedFeb 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9430 US 23, CHEBOYGAN, MI 49721-8957

Mortgage

Document Number0000001434/0000000632
DateDec 16, 2020
Book Page0000001434/0000000632
Lender
NameUS DEPARTMENT OF AGRICULTURE
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term385 Months
DueJan 01, 2053

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateFeb 06, 2026
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Document Number001575/438
Book / Page1575 / 438
Instrument DateFeb 06, 2026
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
Tax$6.88
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6748 US 23, CHEBOYGAN, MI 49721-8940

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateDec 16, 2020
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Document Number001434/630
Book / Page1434 / 630
Instrument DateDec 11, 2020
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9430 US 23, CHEBOYGAN, MI 49721-8957

Mortgage

Document Number0001434632
DateDec 16, 2020
Instrument1434/632
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term385 Months
DueJan 01, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateDec 16, 2020
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Document Number1434/630
Book / Page1434 / 630
Instrument DateDec 11, 2020
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9430 US 23, CHEBOYGAN, MI 49721-8957

Mortgage

Document Number1434632
DateDec 16, 2020
Instrument1434/632
Lender
NameRURAL DEVELOPMENT USDA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term385 Months
DueJan 01, 2053

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateNov 15, 2019
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Document Number1399/232
Book / Page1399 / 232
Instrument DateNov 07, 2019
Transaction TypeTransfer
Record UpdatedJun 01, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address324E STATE ST, CHEBOYGAN, MI 49721

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEBOYGAN MI
Recording DateNov 01, 2018
Property Address324 E STATE ST, CHEBOYGAN, MI 49721-1756
Document Number1372/751
Book / Page1372 / 751
Instrument DateOct 01, 2018
Transaction TypeTransfer
Record UpdatedJun 01, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 E STATE ST, CHEBOYGAN, MI 49721-1756

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$59,800 (+19.12%)$119,600 (+19.12%)
2025$1,392.00 (-18.5%) Homeowner's exemption$50,200 (+36.41%)$100,400 (+36.41%)
2024$1,708.00 (+50.88%)
2023$36,800$73,600
2022$1,132.00

Flood & Wildfire

324 E State St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cheboygan County (26031C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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