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321 E State St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 321 E State St, Cheboygan, MI 49721 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size10,454 sqft (0.24 acres)
Tax Bill$6,360.00 (2025)

Owner

Source: Cheboygan County records · APN 052-A32-001-001-00

Assessment roll updated June 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4501 ISLAND VIEW DR, FENTON, MI 48430-9147
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK AND TRUST
Oct 17, 2023Warranty Deed, Transfer
Dec 07, 2018Deed of Trust, Mortgage
QUICKEN LOAN INC
Nov 03, 2020Warranty Deed, Transfer
Feb 09, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2023
Deed SaleOct 17, 2023
Prior SaleNov 03, 2020 · Amount on Record
Deed Book / Page1518 / 134
Prior Transfer DateOct 31, 1995
Prior Transfer Doc0637000372
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address321 E STATE ST, CHEBOYGAN, MI 49721-1709
Transaction TypeMortgage
Record UpdatedOct 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4501 ISLAND VIEW DR, FENTON, MI 48430-9147

Mortgage

Document Number0000001518/0000000260
DateOct 18, 2023
Book Page0000001518/0000000260
Lender
NameSTATE BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateNov 01, 2020

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateOct 17, 2023
Property Address321 E STATE ST, CHEBOYGAN, MI 49721-1709
Document Number001518/134
Book / Page1518 / 134
Instrument DateOct 13, 2023
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4501 ISLAND VIEW DR, FENTON, MI 48430-9147

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address321 E STATE ST, CHEBOYGAN, MI 49721-1709
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001375/0000000261
DateDec 07, 2018
Book Page0000001375/0000000261
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term349 Months
DueJan 01, 2048

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateNov 03, 2020
Property Address321 E STATE ST, CHEBOYGAN, MI 49721-1709
Document Number001429/907
Book / Page1429 / 907
Instrument DateOct 30, 2020
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 S HURON ST, CHEBOYGAN, MI 49721-1949

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateFeb 09, 2018
Property Address321 E STATE ST, CHEBOYGAN, MI 49721-1709
Document Number001353/607
Book / Page1353 / 607
Instrument DateFeb 05, 2018
Transaction TypeTransfer
Record UpdatedJun 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E STATE ST, CHEBOYGAN, MI 49721-1709
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
MunicipalityCheboygan City
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$150,300 (+64.26%)$300,600 (+64.26%)
2025$6,360.00 (+116.84%)
2023$91,500$183,000
2022$2,933.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN052-A32-001-001-00

Exterior

Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address321 E STATE ST
CityCHEBOYGAN
StateMI
Zip49721-1709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUPERVISOR ARTHUR C MCGINN'S REPLAT BLOCKS 18 & 25 OF WEST DUNCAN, LOT 1, BLK 1. (SEC 32, T38N,R1W) 368/649;635/609;
Legal Range01W
Legal Township001
Legal Section32
Legal SubdivisionSUPERVISOR ARTHUR C MCGINNS REPLAT
Legal Block18,25
Legal Lot Number1
JurisdictionCHEBOYGAN MI
Minor Civil DivisionCHEBOYGAN
Census Blockgroup1
Census Block1040
Census Tract960300

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