St. Joseph County property record for 324 E Michigan Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,732 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Nov 2023) |
| Tax Bill | $4,315 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2015 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-161-00 |
| Primary APN | 051-445-161-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Basement Area | 1,252 sqft |
| Unfinished Basement | 1,084 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 324 E MICHIGAN AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 19 & W 1/2 OF LOT 20 BLK 64 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | PORTAGE ADD |
| Legal Block | 64 |
| Legal Lot Number | 19,20 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 59554 COUNTY LINE RD, THREE RIVERS, MI 49093-9218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SYNTURE GROUP LLC |
| Oct 13, 2015 | Deed of Trust, Mortgage · Conventional Mortgage SYNTURE GROUP LLC |
| Nov 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT HOME MORTGAGE LLC |
| Oct 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 3, 2022 | Land Contract, Transfer |
| Feb 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SYNTURE GROUP LLC |
| Jul 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 17, 2020 | Sheriff's Deed, Foreclosure |
| Dec 12, 2006 | Warranty Deed, Transfer · ARM NEW CENTURY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on Record |
| Deed Sale | Nov 8, 2023 · Amount on Record |
| Prior Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 20238007 |
| Prior Transfer Date | Feb 24, 2010 |
| Prior Transfer Doc | 1565/0742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01921/0559 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 1921/0559 |
| Name | SYNTURE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01800/0084 |
|---|---|
| Date | Oct 13, 2015 |
| Book Page | 1800/0084 |
| Name | SYNTURE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 8, 2023 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 2023008007 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023008007 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59554 COUNTY LINE RD, THREE RIVERS, MI 49093-9218 |
| Name | Verified Name |
|---|---|
| Address | 8642 PORTAGE RD, PORTAGE, MI 49002-5734 |
| Document Number | 2023008008 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023008008 |
| Name | SUMMIT HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 27, 2023 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 2023007617 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023007617 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 59554 COUNTY LINE RD, THREE RIVERS, MI 49093-9218 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 3, 2022 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 2022009437 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022009437 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 59554 COUNTY LINE RD, THREE RIVERS, MI 49093-9218 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 4, 2022 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 2022001102 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022001102 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 683 W MICHIGAN AVE, THREE RIVERS, MI 49093-2130 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1921/0559 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 1921/0559 |
| Name | SYNTURE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 30, 2021 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 2021007783 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021007783 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 W MAIN ST, 125, CENTREVILLE, MI 49032-9623 |
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, THREE RIVERS, MI 49093-2124 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 17, 2020 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 2020004631 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020004631 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 12, 2006 |
| Property Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 01411/0720 |
| Book / Page | 1411 / 0720 |
| Map Reference | LB28 PG425 |
| Instrument Date | Dec 7, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | DEVON TITLE THREE RIVERS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Name | Verified Name |
|---|---|
| Address | 324 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125 |
| Document Number | 0014110721 |
|---|---|
| Date | Dec 12, 2006 |
| Instrument | 1411/0721 |
| Name | NEW CENTURY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2037 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 10.5% |
| Max Rate At Change | 12.5% |
| Index | 6-Month LIBOR |
| Max Rate | 17.5% |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,800 (+9.74%) Land $6,200 Building $98,600 | $209,600 (+9.74%) Land $12,400 Building $197,200 | |
| 2025 | $4,315.00 Homeowner's exemption | $95,500 (+67.84%) Land $6,100 Building $89,400 | $191,000 (+67.84%) Land $12,200 Building $178,800 |
| 2023 | $56,900 Land $3,800 Building $53,100 | $113,800 Land $7,600 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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