308 E Michigan Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 308 E Michigan Ave, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,544 sqft · built 1900
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Dec 2024)
Tax Bill$4,326 (2025)
Deeds & MortgagesJan 2024 Foreclosure
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN051-445-158-00

Property Details

APN / Parcel Number

Primary APN051-445-158-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,064 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions130 ft deep x 65 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address308 E MICHIGAN AVE
CityTHREE RIVERS
StateMI
Zip49093-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 16 BLK 64 PORTAGE ADD. CITY OF THREE RIVERS.
Legal SubdivisionPORTAGE ADD
Legal Block64
Legal Lot Number16
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1029
Census Tract40400

Owner

Source: St. Joseph County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address187 MINGES HILLS DR, BATTLE CREEK, MI 49015-9334
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Sheriff's Deed, Foreclosure
Apr 30, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ARBOR FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number20248924
Prior Transfer DateNov 12, 1997
Prior Transfer Doc0813000558
Record UpdatedOct 29, 2026

January 2024: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionST JOSEPH MI
Recording DateJan 12, 2024
Property Address308 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125
Document Number2024000283
Map ReferenceLB 28 PG 425
Instrument DateDec 14, 2023
Instrument2024000283
Transaction TypeForeclosure
Record UpdatedJan 26, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1551 S 9TH ST, KALAMAZOO, MI 49009-9404

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOSEPH MI
Recording DateApr 30, 2019
Property Address308 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125
Document Number01956/0972
Book / Page1956 / 0972
Map ReferenceLB 28 PG 425
Instrument DateApr 16, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address321 S ERIE ST APT 202, 321, THREE RIVERS, MI 49093-2198

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 E MICHIGAN AVE, THREE RIVERS, MI 49093-1125

Mortgage

Document Number0001956974
DateApr 30, 2019
Instrument1956/974
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2034

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,300 (+9.1%) Land $4,000 Building $70,300$148,600 (+9.1%) Land $8,000 Building $140,600
2025$4,326.00 (+174.49%) Homeowner's exemption$68,100 (+29.22%) Land $4,000 Building $64,100$136,200 (+29.22%) Land $8,000 Building $128,200
2023$52,700 Land $2,400 Building $50,300$105,400 Land $4,800 Building $100,600
2022$1,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Nearby Flood Policies44 units insured
incl. 33 condo units
Nearby Flood Claims20 (1981–2020)
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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