324 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 324 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Year Built	Built 1966
Square Footage	3,864 sqft Total Area
Lot Size	9,300 sqft (0.213 acres)
Last Sale	$400,000 (2019)
Tax Bill	$6,438.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-058454`
Alternative APNs	`7058454` `058454`

Interior

Units	4 Units
Building Area	3,864 sqft Total Area
1st Floor	3,864 sqft 1st Floor
Upper Floors	126 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,300 sqft (0.213 acres)
Balcony Area	126 sqft Balcony

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	058454
Street Address	324 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5538
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LTS 18,19 - 9300 SF 324 E MAIN ST 1B-109 FRIENDSHIP HGHTS SEC 2
Legal Subdivision	FRIENDSHIP HEIGHTS ADDITION
Legal Lot Number	18,19
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1000
Census Tract	507802

Owner

Source: Carroll County records · APN 07-058454

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1186 MARGATH RD, WESTMINSTER, MD 21157-4617
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Deed Book / Page	9409 / 94
Record Refreshed	Sep 20, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 13, 2019
Property Address	324 E MAIN ST, WESTMINSTER, MD 21157-5538
Document Number	0094090094
Book / Page	009409 / 000094
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1186 MARGATH RD WESTMINSTER MD 211574617, WESTMINSTER, MD 21157-4617

Mortgage

Document Number	94090101
Date	Sep 13, 2019
Book Page	009409/000101

Lender

Name	JACK D & HELEN K FRANCIS
Address	1033 HOOK RD, WESTMINSTER, MD 21157-7336
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2044

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,500 (+8.46%) Land $93,000 Building $300,500	$393,500 (+8.46%) Land $93,000 Building $300,500
2025	$6,438.00 (+5.01%)
2023	$6,131.00	$362,800 Land $93,000 Building $269,800	$362,800 Land $93,000 Building $269,800

Flood & Wildfire

324 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.