322 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 322 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1954
Square Footage	720 sqft Total Area
Lot Size	11,283 sqft (0.259 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2023)
Tax Bill	$2,949.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-070454`
Alternative APNs	`7070454` `070454`

Interior

Full Baths	1 Baths
Building Area	720 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding Exterior
Roof Material	Metal Roof
Lot Area	11,283 sqft (0.259 acres)
Porch Area	320 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	070454
Street Address	322 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5518
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 11283 SF 322 E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1000
Census Tract	507802

Owner

Source: Carroll County records · APN 07-070454

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 E MAIN ST, WESTMINSTER, MD 21157-5518
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Jan 21, 2010 · Amount on Record
Deed Book / Page	10961 / 233
Prior Transfer Date	Apr 26, 2014
Prior Transfer Doc	0076630414
Record Refreshed	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 10, 2023
Property Address	322 E MAIN ST, WESTMINSTER, MD 21157-5518
Document Number	0109610233
Book / Page	10961 / 233
Instrument Date	Dec 30, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	322 E MAIN ST, WESTMINSTER, MD 21157-5518

Mortgage

Document Number	0109610241
Date	Jan 10, 2023
Instrument	10961-0241

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,100 (+11.23%) Land $76,500 Building $147,600	$224,100 (-) Land $76,500 Building $147,600
2025	$2,949.00 (+11.75%) Homeowner's exemption	$201,467 (+28.98%)	$224,100 (+43.47%) Land $76,500 Building $147,600
2023	$2,639.00	$156,200 Land $76,500 Building $79,700	$156,200 Land $76,500 Building $79,700

Flood & Wildfire

322 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.