324 E High St, Warsaw, KY 41095 Property Records

Gallatin County property record for 324 E High St, Warsaw, KY 41095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2022)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13A-34-10`

Property Details

APN / Parcel Number

Primary APN	`13A-34-10`
Alternative APN	`7314-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	504 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	99 ft deep x 92 ft wide
Garage Type	Mixed
Garage Area	504 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	7314-1
Street Address	324 E HIGH ST
City	WARSAW
State	KY
Zip	41095-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.209 AC & HOUSE
Legal Subdivision	STEPHENSONS FIRST ADDITION
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1011
Census Tract	960103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warsaw Historic District listed 1982 · 118 contributing resources · NRIS 82002699

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gallatin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 E HIGH ST, WARSAW, KY 41095-2077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	202285176
Deed Book / Page	136 / 769
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Jun 30, 2022
Property Address	324 E HIGH ST, WARSAW, KY 41095-2077
Document Number	00D136/769
Book / Page	D136 / 769
Map Reference	MB 13 PG 215
Instrument Date	Jun 27, 2022
Instrument	85176
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 434, WARSAW, KY 41095-0434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E HIGH ST, WARSAW, KY 41095-2077

Mortgage

Document Number	0000085181
Date	Jun 30, 2022
Instrument	85181

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Sep 11, 2017
Property Address	324 E HIGH ST, WARSAW, KY 41095-2077
Document Number	00D125/150
Book / Page	D125 / 150
Map Reference	MB 13 PG 215
Instrument Date	Aug 25, 2017
Instrument	71075
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 E HIGH ST, 324, WARSAW, KY 41095-2077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E HIGH ST, WARSAW, KY 41095-2077

Mortgage

Document Number	0000M23093
Date	Sep 11, 2017
Instrument	M230/93

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,000 (-) Land $16,500 Building $138,500	$155,000 (-) Land $16,500 Building $138,500
2025	$1,646.00 (-0.9%)	$155,000 (-) Land $16,500 Building $138,500	$155,000 (-) Land $16,500 Building $138,500
2023	$1,661.00	$155,000 Land $16,500 Building $138,500	$155,000 Land $16,500 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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