320 E High St, Warsaw, KY 41095 Property Records

Gallatin County property record for 320 E High St, Warsaw, KY 41095

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Sep 2025)
Tax Bill	$690 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13A-34-08`

Property Details

APN / Parcel Number

Primary APN	`13A-34-08`
Alternative APNs	`7367-2` `348-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	948 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Driveway	Gravel Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	7367-2
Street Address	320 E HIGH ST
City	WARSAW
State	KY
Zip	41095-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.123 AC & HOUSE
Legal Subdivision	JOB STEVENSONS FIRST ADDITION
Jurisdiction	GALLATIN KY
Township / Civil Division	WARSAW
Census Block Group	1
Census Block	1011
Census Tract	960103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warsaw Historic District listed 1982 · 118 contributing resources · NRIS 82002699

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 E High St is owned by an individual who bought it in September 2025.

Source: Gallatin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 83, WARSAW, KY 41095-0083
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Feb 23, 2024	Warranty Deed, Transfer
Aug 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Feb 23, 2024 · Amount on File
Deed Document Number	2025101611
Deed Book / Page	144 / 333
Prior Transfer Date	Dec 22, 2010
Prior Transfer Doc	000110/422
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Sep 30, 2025
Property Address	320 E HIGH ST, WARSAW, KY 41095-2077
Document Number	00D144/333
Book / Page	D144 / 333
Instrument Date	Sep 30, 2025
Instrument	101611
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3511 JOHNSON HILL RD, SPARTA, KY 41086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 83, WARSAW, KY 41095-0083

Mortgage

Document Number	0000101614
Date	Sep 30, 2025
Instrument	101614

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Feb 23, 2024
Property Address	320 E HIGH ST, WARSAW, KY 41095-2077
Document Number	00D140/502
Book / Page	D140 / 502
Instrument Date	Feb 23, 2024
Instrument	92222
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 TILLEY DR, CARROLLTON, KY 41008-9754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3511 JOHNSON RD, SPARTA, KY 41086

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN KY
Recording Date	Aug 25, 2017
Property Address	320 E HIGH ST, WARSAW, KY 41095-2077
Document Number	000D125/30
Book / Page	D125 / 30
Instrument Date	Aug 22, 2017
Instrument	71015
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$64.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 278, WORTHVILLE, KY 41098-0278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 TILLEY DR, CARROLLTON, KY 41008-9754

Tax Assessment & Valuation

The 2025 property tax bill for 320 E High St was $690, down 18.9% from the year before.

Source: Gallatin County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Gallatin County
Municipality	Warsaw City
Unified School District	Gallatin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,000 (+341.54%) Land $20,000 Building $267,000	$287,000 (+341.54%) Land $20,000 Building $267,000
2025	$690.00 (-18.92%)	$65,000 (-18.75%) Land $15,000 Building $50,000	$65,000 (-18.75%) Land $15,000 Building $50,000
2024	$851.00 (-0.7%)	$80,000 (-) Land $15,000 Building $65,000	$80,000 (-) Land $15,000 Building $65,000
2023	$857.00	$80,000 Land $15,000 Building $65,000	$80,000 Land $15,000 Building $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 E High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARSAW WATER WORKS serves 1,988 people · EPA ID KY0390444
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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