324 E Harbor Rd, Cheshire, MA 01225 Property Records

Berkshire County and Cheshire Town property record for 324 E Harbor Rd, Cheshire, MA 01225

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,109 sqft · built 2006
Lot Size6.38 acres (278,218 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jul 2003)
Tax Bill$6,028 (2026)
Deeds & MortgagesJan 2018 Line of Credit
APNCHES M:0227 L:0051

Property Details

APN / Parcel Number

Primary APNCHES M:0227 L:0051
Alternative APNs
  • CHSR M:0227 L:0051
  • 9564

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,109 sqft Living Area
Gross Area5,317 sqft
Basement Area1,323 sqft
Unfinished Basement794 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area278,218 sqft (6.38 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9564
Street Address324 E HARBOR RD
CityCHESHIRE
StateMA
Zip01225-9124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Lot Number51
JurisdictionCHESHIRE MA
Township / Civil DivisionCHESHIRE
Census Block Group3
Census Block3015
Census Tract923100

Owner

Source: Berkshire County and Cheshire Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address324 E HARBOR RD, CHESHIRE, MA 01225-9124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2003 · Amount on Record
Deed SaleJul 9, 2003 · Amount on Record
Deed Book / Page1114 / 946
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE MA
Property Address324 E HARBOR RD, CHESHIRE, MA 01225-9124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1646-7
DateJan 19, 2018
Book Page1646/7
Instrument340
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term228 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Berkshire County and Cheshire Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionCheshire Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,028.00 (+3.24%)$569,800 (+8.62%) Land $72,400 Building $497,400$564,315
2025$5,839.00 (+3.44%)$524,600 (+7.52%) Land $68,900 Building $455,700
2024$5,645.00 (+5.69%)$487,900 (+9.35%) Land $65,200 Building $422,700
2023$5,341.00$446,200 Land $68,700 Building $377,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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