247 E Harbor Rd, Cheshire, MA 01225 Property Records

Berkshire County and Cheshire Town property record for 247 E Harbor Rd, Cheshire, MA 01225

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,740 sqft · built 1890
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on Record
Tax Bill$2,142 (2026)
Deeds & MortgagesNov 2025 Second Mortgage
Dec 2020 Refinance
+ 1 more
APNCHES M:0227 L:0023

Property Details

APN / Parcel Number

Primary APNCHES M:0227 L:0023
Alternative APNs
  • CHSR M:0227 L:0023
  • 9540

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,740 sqft Living Area
Gross Area4,046 sqft
Basement Area870 sqft
Unfinished Basement870 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9540
Street Address247 E HARBOR RD
CityCHESHIRE
StateMA
Zip01225-9126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Lot Number23
JurisdictionCHESHIRE MA
Township / Civil DivisionCHESHIRE
Census Block Group3
Census Block3008
Census Tract923100

Owner

Source: Berkshire County and Cheshire Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address247 E HARBOR RD, CHESHIRE, MA 01225-9126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREYLOCK FCU
Dec 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GREYLOCK FCU
Oct 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 29, 2020
Transfer Doc1727-473
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE MA
Property Address247 E HARBOR RD, CHESHIRE, MA 01225-9126
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01901-1104
DateNov 4, 2025
Book Page1901/1104
Instrument6002
Lender
NameGREYLOCK FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE MA
Property Address247 E HARBOR RD, CHESHIRE, MA 01225-9126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1734-608
DateDec 1, 2020
Book Page1734/608
Instrument7042
Lender
NameGREYLOCK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESHIRE MA
Recording DateOct 2, 2020
Property Address247 E HARBOR RD, CHESHIRE, MA 01225-9126
Document Number1727-473
Book / Page001727 / 000473
Instrument DateSep 29, 2020
Instrument5466
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 E HARBOR RD CHESHIRE MA 012259126, CHESHIRE, MA 01225-9126

Tax Assessment & Valuation

Source: Berkshire County and Cheshire Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBerkshire County
County SubdivisionCheshire Town
Unified School DistrictHoosac Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,142.00 (+0.71%)$202,500 (+5.97%) Land $68,600 Building $133,900$271,265
2025$2,127.00 (+3.5%)$191,100 (+7.6%) Land $65,300 Building $125,800
2024$2,055.00 (+4.42%)$177,600 (+8.03%) Land $61,500 Building $116,100
2023$1,968.00$164,400 Land $65,000 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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