324 E Emma St, Bullard, TX 75757 Property Records

Smith County property record for 324 E Emma St, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 2016
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Apr 2017)
Tax Bill	$5,005 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R005589`

Property Details

APN / Parcel Number

Primary APN	`R005589`
Alternative APN	`1-10030-0007-00-007000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Heated Area
1st Floor Area	1,572 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R005589
Street Address	324 E EMMA ST
City	BULLARD
State	TX
Zip	75757-5173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN VALLEY BLOCK 7 LOT 7
Legal Subdivision	GREEN VALLEY
Legal Block	7
Legal Lot Number	7
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2020
Census Tract	1915

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5911 RICHMOND RD, 4203, TEXARKANA, TX 75503-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Apr 26, 2017	Warranty Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	2017100016159
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	0100016159
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	324 E EMMA ST, BULLARD, TX 75757-5173
Document Number	0000005810
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E EMMA ST BULLARD TX 757575173, BULLARD, TX 75757-5173

Mortgage

Document Number	0000005810
Date	Feb 15, 2018
Instrument	5810

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Apr 26, 2017
Property Address	324 E EMMA ST, BULLARD, TX 75757-5173
Document Number	0000016159
Instrument Date	Apr 25, 2017
Instrument	16159
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E EMMA ST BULLARD TX 75757, BULLARD, TX 75757

Mortgage

Document Number	16160
Date	Apr 26, 2017
Instrument	16160

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,005.00 (+13.98%) Homeowner's exemption	$325,211 (+10.05%) Land $32,513 Building $292,698	$325,211 (+10.05%) Land $32,513 Building $292,698
2025	$4,391.00 (+1.15%) Homeowner's exemption	$295,523 (+20.68%) Land $26,528 Building $268,995	$295,523 (+20.68%) Land $26,528 Building $268,995
2024	$4,341.00 (+14.18%)
2023	$3,802.00 (-12.94%) Homeowner's exemption	$244,887 Land $22,628 Building $222,259	$244,887 Land $22,628 Building $222,259
2022	$4,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BULLARD serves 4,500 people · EPA ID TX2120006
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CCECA Broadband, Etex Telephone.

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