314 E Emma St, Bullard, TX 75757 Property Records

Smith County property record for 314 E Emma St, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,739 sqft · built 2003
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jun 2019)
Tax Bill	$1,846 (2026)
Deeds & Mortgages	Jun 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R005585`

Property Details

APN / Parcel Number

Primary APN	`R005585`
Alternative APN	`1-10030-0007-00-003000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,739 sqft Heated Area
1st Floor Area	1,739 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R005585
Street Address	314 E EMMA ST
City	BULLARD
State	TX
Zip	75757-5173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN VALLEY BLOCK 7 LOT 3
Legal Subdivision	GREEN VALLEY
Legal Block	7
Legal Lot Number	3
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2020
Census Tract	1915

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 445, BULLARD, TX 75757-0445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Warranty Deed, Transfer UNITED WHOLESALE MTG
May 19, 2017	Deed of Trust, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	2019100020110
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0100020110
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jun 24, 2019
Property Address	314 E EMMA ST, BULLARD, TX 75757-5173
Document Number	0000020110
Instrument Date	Jun 20, 2019
Instrument	20110
Transaction Type	Transfer
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	PO BOX 445 BULLARD TX 757570445, BULLARD, TX 75757-0445

Mortgage

Document Number	20111
Date	Jun 24, 2019
Instrument	20111

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	314 E EMMA ST, BULLARD, TX 75757-5173
Document Number	0000020769
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	314 E EMMA ST BULLARD TX 757575173, BULLARD, TX 75757-5173

Mortgage

Document Number	0000020769
Date	May 30, 2017
Instrument	20769

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 29, 2037

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,846.00 (+0.98%) Homeowner's exemption Senior Citizen's exemption	$348,993 (+24.03%) Land $32,513 Building $316,480	$348,993 (+24.03%) Land $32,513 Building $316,480
2025	$1,828.00 (-30.2%) Homeowner's exemption Senior Citizen's exemption	$281,371 (+26.58%) Land $26,528 Building $254,843	$281,371 (+26.58%) Land $26,528 Building $254,843
2024	$2,619.00 (+0.73%)
2023	$2,600.00 (-32.22%) Homeowner's exemption	$222,280 Land $32,610 Building $189,670	$222,280 Land $32,610 Building $189,670
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BULLARD serves 4,500 people · EPA ID TX2120006
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CCECA Broadband, Etex Telephone.

Nearby Properties on E Emma St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures