324 E 4th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 324 E 4th Ave, Stillwater, OK 74074

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	5,600 sqft · built 1968
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Jun 2025)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19N02E-14-2-SW370-002-0001`

Property Details

APN / Parcel Number

Primary APN	`19N02E-14-2-SW370-002-0001`
Alternative APNs	`600013186` `13186`

Interior

Stories	14 Stories
Building Area	5,600 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	13186
Street Address	324 E 4TH AVE
City	STILLWATER
State	OK
Zip	74074
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	WITTUM ADD BLK 2 WEST 37' LOT 3 & LOTS 8-10 & WEST .5' LOT 11
Legal Range	02E
Legal Township	19N
Legal Section	14
Legal Subdivision	WITTUM'S ADD
Legal Block	2
Legal Lot Number	3,8-11
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1033
Census Tract	10501

Owner

324 E 4th Ave, a commercial property, is owned by a company that bought it in June 2025.

Source: Payne County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	237809 STATE HIGHWAY SI, CANTON, OK 73724
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK AND TRUST COMPANY
Mar 3, 2022	Quit Claim Deed, Transfer COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW AND TTL CO
Nov 19, 2020	Correction Deed, Construction Loan · Construction Mortgage EXCHANGE BK
Jun 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Deed Document Number	20255719
Deed Book / Page	2866 / 385
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000002929
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Jun 16, 2026
Property Address	324 E 4TH AVE, STILLWATER, OK 74074
Document Number	0000006663
Book / Page	2947 / 878
Instrument Date	May 15, 2026
Instrument	20266663
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 DENVER ST, PAWNEE, OK 74058-3544

Mortgage

Document Number	0000006663,
Date	Jun 16, 2026
Book Page	2947/878
Instrument	20266663

Lender

Name	EXCHANGE BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 3, 2022
Property Address	324 E 4TH AVE, STILLWATER, OK 74074
Document Number	0026840581
Book / Page	2684 / 581
Instrument Date	Feb 28, 2022
Instrument	I-2022-002374
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW AND TTL CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S WASHINGTON ST # 320, 320, STILLWATER, OK 74074-4539

November 2020: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	PAYNE OK
Recording Date	Nov 19, 2020
Property Address	323 E 3RD AVE, STILLWATER, OK 74074-3602
Document Number	0025980500
Book / Page	002598 / 000500
Instrument Date	Nov 19, 2020
Instrument	12935
Transaction Type	Construction Loan
Record Updated	Dec 17, 2020
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 S WASHINGTON ST #320 STILLWATER OK 740744539, 320, STILLWATER, OK 74074-4539

Mortgage

Document Number	25980500
Date	Nov 19, 2020
Book Page	002598/000500
Instrument	12935

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74075

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 18, 2021

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 11, 2020
Property Address	323 E 3RD AVE, STILLWATER, OK 74074-3602
Document Number	0025690634
Book / Page	002569 / 000634
Instrument Date	Jun 9, 2020
Instrument	6040
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3224 N PERKINS RD STILLWATER OK 740752230, STILLWATER, OK 74075-2230

Tax Assessment & Valuation

The 2025 property tax bill for 324 E 4th Ave was $1,175, up 4.5% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,184 (+10.25%) Land $3,610 Building $8,574	$106,882 Land $31,672 Building $75,210
2025	$1,175.00 (+4.54%)	$11,051 (-) Land $3,677 Building $7,374
2024	$1,124.00 (+5.24%)	$11,051 (+5%) Land $3,677 Building $7,374	$129,240 (+39.98%) Land $43,000 Building $86,240
2023	$1,068.00 (-63.06%)	$10,525 (-63.15%) Land $4,902 Building $5,623	$92,330 (-71.23%) Land $43,000 Building $49,330
2022	$2,891.00	$28,562 Land $5,027 Building $23,535	$320,970 Land $56,500 Building $264,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 E 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 E 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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