323 E 4th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 323 E 4th Ave, Stillwater, OK 74074

Property Summary

Property TypeAuto Repair, Garage
Details3,000 sqft · built 1986
Lot Size0.592 acres (25,800 sqft)
OwnerCompany Name on Record
Tax Bill$2,403 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19N02E-14-2-SW370-003-0001E

Property Details

APN / Parcel Number

Primary APN19N02E-14-2-SW370-003-0001E
Alternative APNs
  • 600090920
  • 90920

Interior

Stories14 Stories
Building Area3,000 sqft Total Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialCeramic Tile
Roof MaterialRolled Roofing
Lot Area25,800 sqft
Garage Area3,000 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number90920
Street Address323 E 4TH AVE
CitySTILLWATER
StateOK
Zip74074
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionWITTUM ADD BLK 3 EAST 86' OF N/2 OF LOT 1
Legal Range02E
Legal Township19N
Legal Section14
Legal SubdivisionWITTUM'S ADD
Legal Block3
Legal Lot Number1
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1032
Census Tract10501

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address520 W 6TH AVE, STILLWATER, OK 74074-4555
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateMar 3, 2022
Property Address323 E 4TH AVE, STILLWATER, OK 74074-3658
Document Number0026840583
Book / Page2684 / 583
Instrument DateFeb 28, 2022
InstrumentI-2022-002375
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyCOMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW AND TTL CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 W 9TH AVE, STILLWATER, OK 74074-5501

Mortgage

Document NumberI2022002376
DateMar 3, 2022
InstrumentI-2022-002376
Lender
NameEXCHANGE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,977 (+2.05%) Land $2,622 Building $21,355$210,330 (+2.05%) Land $23,000 Building $187,330
2025$2,403.00 (+1.05%)$23,496 (-) Land $2,622 Building $20,874
2024$2,378.00$23,496 Land $2,622 Building $20,874$206,110 Land $23,000 Building $183,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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