Payne County property record for 323 E 4th Ave, Stillwater, OK 74074
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 3,000 sqft · built 1986 |
| Lot Size | 0.592 acres (25,800 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,403 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-14-2-SW370-003-0001E |
| Primary APN | 19N02E-14-2-SW370-003-0001E |
|---|---|
| Alternative APNs |
|
| Stories | 14 Stories |
|---|---|
| Building Area | 3,000 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Ceramic Tile |
| Roof Material | Rolled Roofing |
| Lot Area | 25,800 sqft |
| Garage Area | 3,000 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 90920 |
|---|---|
| Street Address | 323 E 4TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | WITTUM ADD BLK 3 EAST 86' OF N/2 OF LOT 1 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Subdivision | WITTUM'S ADD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10501 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 520 W 6TH AVE, STILLWATER, OK 74074-4555 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 3, 2022 |
| Property Address | 323 E 4TH AVE, STILLWATER, OK 74074-3658 |
| Document Number | 0026840583 |
| Book / Page | 2684 / 583 |
| Instrument Date | Feb 28, 2022 |
| Instrument | I-2022-002375 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW AND TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 W 9TH AVE, STILLWATER, OK 74074-5501 |
| Document Number | I2022002376 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | I-2022-002376 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,977 (+2.05%) Land $2,622 Building $21,355 | $210,330 (+2.05%) Land $23,000 Building $187,330 | |
| 2025 | $2,403.00 (+1.05%) | $23,496 (-) Land $2,622 Building $20,874 | |
| 2024 | $2,378.00 | $23,496 Land $2,622 Building $20,874 | $206,110 Land $23,000 Building $183,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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