324 E 1325 N, Layton, UT 84041 Property Records

Davis County property record for 324 E 1325 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,211 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$512,050 (Mar 2026)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-227-0004`

Property Details

APN / Parcel Number

Primary APN	`10-227-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
Basement Area	1,039 sqft
Unfinished Basement	1,039 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	324 E 1325 N
City	LAYTON
State	UT
Zip	84041-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 4, OVERLOOKS SUBDIVISION, THE. CONTAINS 0.18 ACRES
Legal Subdivision	OVERLOOKS SUBDIVISION
Legal Lot Number	4
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2006
Census Tract	125805

Owner

324 E 1325 N is owned and occupied by two individuals who bought it in March 2026.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 E 1325 N, LAYTON, UT 84041-2966
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage ALV ENTERPRISES INC
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Aug 7, 2002 · Amount on File
Deed Document Number	20263657986
Deed Book / Page	8948 / 832
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 9, 2026
Property Address	324 E 1325 N, LAYTON, UT 84041-2966
Document Number	008948/832
Book / Page	8948 / 832
Instrument Date	Mar 9, 2026
Instrument	3657986
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 E 1325 N, LAYTON, UT 84041-2966

Mortgage

Document Number	0003658030
Date	Mar 9, 2026
Instrument	3658030

Lender

Name	ALV ENTERPRISES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	324 E 1325 N, LAYTON, UT 84041-2966
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002995813
Date	Jan 17, 2017
Instrument	2995813

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 28, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 324 E 1325 N was $2,342, up 4% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,550 (+3.13%) Land $110,142 Building $143,408	$461,000 (+3.13%) Land $200,259 Building $260,741
2025	$2,342.00 (+4%)	$245,850 Land $99,118 Building $146,732	$447,000 Land $180,215 Building $266,785
2024	$2,252.00 (+0.18%)
2023	$2,248.00 (-3.31%)	$419,000 Land $139,109 Building $279,891	$419,000 Land $139,109 Building $279,891
2022	$2,325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 E 1325 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 E 1325 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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