313 E 1325 N, Layton, UT 84041 Property Records

Davis County property record for 313 E 1325 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,208 sqft · built 2001
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$474,700 (Jul 2026)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-227-0025`

Property Details

APN / Parcel Number

Primary APN	`10-227-0025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Corner
Garage Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	313 E 1325 N
City	LAYTON
State	UT
Zip	84041-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 25, OVERLOOKS SUBDIVISION, THE. CONTAINS 0.21 ACRES
Legal Subdivision	THE OVERLOOKS SUBDIVISION
Legal Lot Number	25
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	125805

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1341 N 325 E, LAYTON, UT 84041-2948
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit ASCENTIA FEDERAL CREDIT UNION
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEBER STATE FCU
Jul 3, 2018	Warranty Deed, Transfer · Balloon Mortgage WEBER STATE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20263675628
Deed Book / Page	9033 / 701
Prior Transfer Date	May 5, 2005
Prior Transfer Doc	03787/1725
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 9, 2026
Property Address	313 E 1325 N, LAYTON, UT 84041
Document Number	0003675628
Book / Page	9033 / 701
Instrument Date	Jul 8, 2026
Instrument	20263675628
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERAKI TITLE INS AGCY, MERAKI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1341 N 325 E, LAYTON, UT 84041-2948

Mortgage

Document Number	0003675630,
Date	Jul 9, 2026
Book Page	9033/706
Instrument	20263675630

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Apr 21, 2026
Property Address	313 E 1325 N, LAYTON, UT 84041
Document Number	0003664525
Book / Page	8979 / 213
Instrument Date	Apr 16, 2026
Instrument	20263664525
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 N 325 E, LAYTON, UT 84041-2948

Mortgage

Document Number	0003664525,
Date	Apr 21, 2026
Book Page	8979/213
Instrument	20263664525

Lender

Name	ASCENTIA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1341 N 325 E, LAYTON, UT 84041-2948
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LINCOLN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07377/0227
Date	Oct 28, 2019
Book Page	7377/0227
Instrument	3198987

Lender

Name	WEBER STATE FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 3, 2018
Property Address	1341 N 325 E, LAYTON, UT 84041-2948
Document Number	0003102895
Book / Page	7049 / 294
Instrument Date	Jun 29, 2018
Instrument	3102895
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 N 325 E, LAYTON, UT 84041-2948

Mortgage

Document Number	0003102896
Date	Jul 3, 2018
Book Page	7049/295
Instrument	3102896

Lender

Name	WEBER STATE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 3, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,850 (-0.43%) Land $110,300 Building $146,550	$467,000 (-0.43%) Land $200,545 Building $266,455
2025	$2,433.00 (+3.27%)	$257,950 (-40.97%) Land $99,966 Building $157,984	$469,000 (+7.32%) Land $181,757 Building $287,243
2024	$2,356.00 (+0.51%)
2023	$2,344.00 (-3.7%)	$437,000 Land $136,544 Building $300,456	$437,000 Land $136,544 Building $300,456
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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