324 Calle Rayo, San Marcos, CA 92069 Property Records

San Diego County property record for 324 Calle Rayo, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,649 sqft · built 2013
Lot Size	5.35 acres (233,430 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Mar 2016)
Tax Bill	$7,081 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`220-460-31-25`

Property Details

APN / Parcel Number

Primary APN	`220-460-31-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,649 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Condo/Apartment
Lot Area	233,430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	324 CALLE RAYO
City	SAN MARCOS
State	CA
Zip	92069-3212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3-10 (PR
Legal Description	LOT 9 US 25PER DOC12-420272&UND INT IN TR 015854
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	015854
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20025

Owner

324 Calle Rayo, a condominium, is owned and occupied by an individual who bought it in March 2016.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	324 CALLE RAYO, SAN MARCOS, CA 92069-3212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2016 · Amount on File
Deed Sale	Mar 4, 2016 · Amount on File
Prior Sale	Mar 6, 2013 · Amount on File
Deed Document Number	201696434
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 CALLE RAYO, SAN MARCOS, CA 92069-3212
Document Number	0000591191
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 CALLE RAYO SAN MARCOS CA 920693212, SAN MARCOS, CA 92069-3212

Mortgage

Document Number	0000591191
Date	Oct 1, 2020
Instrument	591191

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 324 Calle Rayo was $7,081.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,241 (+2%) Land $175,827 Building $349,414
2025	$7,081.00	$514,943 Land $172,380 Building $342,563
2023	$6,596.00 (+2.03%)	$494,949 Land $165,687 Building $329,262
2022	$6,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 324 Calle Rayo in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Calle Rayo is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20