San Diego County property record for 314 Calle Rayo, San Marcos, CA 92069
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,649 sqft · built 2013 |
| Lot Size | 5.35 acres (233,430 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $267,000 (Mar 2025) |
| Tax Bill | $8,804 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 220-460-31-21 |
| Primary APN | 220-460-31-21 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,649 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Lot Area | 233,430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 314 CALLE RAYO |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-3212 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-3-10 (PR |
| Legal Description | LOT 9 US 21PER DOC12-420272&UND INT IN TR 015854 |
| Legal Subdivision | SAN MARCOS 479 |
| Legal Tract | 015854 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20025 |
314 Calle Rayo, a condominium, is owner-occupied and held in a trust since March 2026.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Intrafamily Transfer, Transfer |
| Dec 28, 2022 | Correction Deed OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Oct 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2021 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Nov 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on File |
| Deed Sale | Mar 13, 2025 · Amount on File |
| Prior Sale | Jun 10, 2021 · Amount on File |
| Deed Document Number | 202565194 |
| Last Transfer Date | Mar 9, 2026 |
| Transfer Doc | 0000080214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 24, 2026 |
| Property Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000080214 |
| Map Reference | MAP 15854 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026-0080214 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 28, 2022 |
| Property Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000480085 |
| Map Reference | MAP 15854 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022-0480085 |
| Record Updated | Jan 6, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000392837 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-0392837 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 10, 2021 |
| Property Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000430846 |
| Map Reference | MAP 15854 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021-0430846 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000430847 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0430847 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000182335 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-0182335 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 314 CALLE RAYO, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000560210 |
| Instrument Date | Nov 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 CALLE RAYO SAN MARCOS CA 920693212, SAN MARCOS, CA 92069-3212 |
| Document Number | 0000560210 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 560210 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Dec 2, 2046 |
The 2025 property tax bill for 314 Calle Rayo was $8,804, up 5.1% from the year before.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $845,707 (+27.04%) Land $433,167 Building $412,540 | |
| 2025 | $8,804.00 (+5.15%) | $665,694 Land $340,965 Building $324,729 |
| 2024 | $8,373.00 (+2.15%) | |
| 2023 | $8,197.00 (+29.6%) | $639,846 Land $327,726 Building $312,120 |
| 2022 | $6,325.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 314 Calle Rayo in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 314 Calle Rayo is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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