233 Carnaby Pl, Munster, IN 46321 Property Records

Lake County property record for 233 Carnaby Pl, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,305 sqft · built 2019
Lot Size	0.46 acres (20,048 sqft)
Owner	2 Company Names on Record
Last Sale	$120,000 (Nov 2017)
Tax Bill	$9,336 (2024)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0661-0059`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0661-0059`
Alternative APNs	`45-06-36-327-013.000-027` `182806610059`

Interior

Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,305 sqft Living Area
Gross Area	5,577 sqft
1st Floor Area	3,105 sqft
Basement Area	1,704 sqft
Finished Basement	1,200 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	20,048 sqft (0.46 acres)
Lot Dimensions	179 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	233 CARNABY PL
City	MUNSTER
State	IN
Zip	46321-9167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WEST LAKES ADDITION PHASE THREE, BL. ONE LOT 400
Legal Subdivision	WEST LAKES ADDITION PHASE THREE,
Legal Lot Number	400
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2026
Census Tract	40301

Owner

Source: Lake County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Intrafamily Transfer, Transfer
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Aug 9, 2019	Loan Modification, Mortgage CENTIER BK
Nov 6, 2017	Warranty Deed, Transfer · ARM HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Oct 7, 2014
Deed Document Number	201774731
Last Transfer Date	Jan 19, 2026
Transfer Doc	0000003762
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Feb 6, 2026
Property Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Document Number	0000003762
Map Reference	MB 95 PG 14
Instrument Date	Jan 19, 2026
Instrument	2026-003762
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	233 CARNABY PL, MUNSTER, IN 46321-9167

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CARNABY PL, MUNSTER, IN 46321-9167

Mortgage

Document Number	0000029066
Date	Sep 22, 2021
Instrument	2021-529066

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066394
Date	Sep 26, 2018
Instrument	2018 066394

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069726
Date	Oct 10, 2019
Instrument	2019 069726

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Document Number	0000055010
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	233 CARNABY PL MUNSTER IN 463219167, MUNSTER, IN 46321-9167

Mortgage

Document Number	0000055010
Date	Aug 15, 2019
Instrument	55010

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 6, 2017
Property Address	233 CARNABY PL, MUNSTER, IN 46321-9167
Document Number	0000074731
Map Reference	MB95 PG14
Instrument Date	Oct 27, 2017
Instrument	2017 074731
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10042 S ROBERTS RD, PALOS HILLS, IL 60465-1537

Mortgage

Document Number	0000074732
Date	Nov 6, 2017
Instrument	2017 074732

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$941,000 (+15.57%) Land $172,400 Building $768,600	$941,000 (+15.57%) Land $172,400 Building $768,600
2024	$9,336.00 (+4.76%)	$814,200 (+16.4%) Land $172,400 Building $641,800	$814,200 (+16.4%) Land $172,400 Building $641,800
2023		$699,500 (+6.88%) Land $134,900 Building $564,600	$699,500 (+6.88%) Land $134,900 Building $564,600
2022	$8,912.00 Homeowner's exemption	$654,500 Land $134,900 Building $519,600	$654,500 Land $134,900 Building $519,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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