Anne Arundel County property record for 324 Bright Light Ct, Edgewater, MD 21037
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,200 sqft · built 2019 |
| Lot Size | 0.051 acres (2,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $407,000 (Nov 2019) |
| Tax Bill | $5,856 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-129-90247178 |
| Primary APN | 02-129-90247178 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 440 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,207 sqft (0.051 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 12990247178 |
|---|---|
| Street Address | 324 BRIGHT LIGHT CT |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R10 |
| Legal Description | LOT 41 THE COVE |
| Legal Subdivision | THE COVE |
| Legal Block | 4 |
| Legal Lot Number | 41 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 702402 |
324 Bright Light Ct, a townhouse, is owned and occupied by two individuals who bought it in November 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 7, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Deed Book / Page | 33809 / 426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 324 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 324 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Document Number | 0376310001 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 37631/1 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 7, 2019 |
| Property Address | 324 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Document Number | 0338090426 |
| Book / Page | 33809 / 426 |
| Map Reference | MB 356 PG 21-24 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | RESIDENTIAL T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 324 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021 |
| Document Number | 33809434 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 33809/434 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 324 Bright Light Ct was $5,856.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $516,500 Land $190,000 Building $326,500 | $516,500 Land $190,000 Building $326,500 | |
| 2025 | $5,856.00 | ||
| 2023 | $4,938.00 | $452,200 Land $190,000 Building $262,200 | $452,200 Land $190,000 Building $262,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Bright Light Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Bright Light Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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