322 Bright Light Ct, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 322 Bright Light Ct, Edgewater, MD 21037

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,200 sqft · built 2018
Lot Size0.043 acres (1,850 sqft)
Owner2 Individual Names on Record
Last Sale$399,990 (Oct 2019)
Tax Bill$5,388 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-129-90247179

Property Details

APN / Parcel Number

Primary APN02-129-90247179
Alternative APNs
  • 2-129-90247179
  • 12990247179

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,200 sqft Living Area
Gross Area2,640 sqft
1st Floor Area440 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,850 sqft (0.043 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number12990247179
Street Address322 BRIGHT LIGHT CT
CityEDGEWATER
StateMD
Zip21037-1021
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR10
Legal DescriptionLOT 42 THE COVE
Legal SubdivisionTHE COVE
Legal Block4
Legal Lot Number42
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4002
Census Tract702402

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address322 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Oct 21, 2019Deed, Subdivision Related Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Deed Book / Page33734 / 108
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address322 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0377080294
DateOct 14, 2021
Book Page37708/294
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

October 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 21, 2019
Property Address322 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021
Document Number0337340108
Book / Page33734 / 108
Map ReferenceMB356 PG21-24PL18347
Instrument DateSep 24, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2021
Title CompanyMID ATLANTIC SETMNT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,999.88
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address322 BRIGHT LIGHT CT, EDGEWATER, MD 21037-1021

Mortgage

Document Number33734116
DateOct 21, 2019
Instrument33734/116
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491,700 (+4.2%) Land $190,000 Building $301,700$491,700 (-) Land $190,000 Building $301,700
2025$5,388.00 (+1.97%) Homeowner's exemption$471,900 (+9.16%)$491,700 (+13.74%) Land $190,000 Building $301,700
2024$5,284.00 (+11.95%)
2023$4,720.00 Homeowner's exemption$432,300 Land $190,000 Building $242,300$432,300 Land $190,000 Building $242,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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