324 Basil Dr, Indian Trail, NC 28079 Property Records

Union County property record for 324 Basil Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$501,000 (Feb 2026)
Tax Bill	$579 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-042-603`

Property Details

APN / Parcel Number

Primary APN	`07-042-603`

Exterior

Lot Area	7,492 sqft (0.172 acres)

Location & Zoning

Street Address	324 BASIL DR
City	INDIAN TRAIL
State	NC
Zip	28079-0558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 179 NORTHGATE PH1 MAP2 OPCR977-980
Legal Subdivision	NORTHGATE PHASE 1 MAP 2
Legal Lot Number	179
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1050
Census Tract	20305

Owner

Source: Union County records · APN 07-042-603

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 BASIL DR, INDIAN TRAIL, NC 28079-0558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2026 · Amount on Record
Deed Sale	Feb 04, 2026 · Amount on Record
Deed Document Number	20262826
Deed Book / Page	9298 / 161
Record Updated	Jun 08, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 04, 2026
Property Address	324 BASIL DR, INDIAN TRAIL, NC 28079-0558
Document Number	0009298161
Book / Page	9298 / 161
Map Reference	CAB R FILE 977-980
Instrument Date	Feb 03, 2026
Instrument	2826
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 150, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BASIL DR, INDIAN TRAIL, NC 28079-0558

Mortgage

Document Number	0000002827
Date	Feb 04, 2026
Instrument	2827

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00	$89,600 Land $89,600	$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Based on FCC filings for 141 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.