320 Basil Dr, Indian Trail, NC 28079 Property Records

Union County property record for 320 Basil Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Aug 2025)
Tax Bill	$579 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-042-602`

Property Details

APN / Parcel Number

Primary APN	`07-042-602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,575 sqft Living Area
1st Floor Area	1,575 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	7,492 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 BASIL DR
City	INDIAN TRAIL
State	NC
Zip	28079-0558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 178 NORTHGATE PH1 MAP2 OPCR977-980
Legal Subdivision	NORTHGATE PHASE 1 MAP 2
Legal Lot Number	178
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1050
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 BASIL DR, INDIAN TRAIL, NC 28079-0558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Deed Document Number	202520436
Deed Book / Page	9177 / 6
Record Updated	Oct 29, 2026

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 11, 2025
Property Address	320 BASIL DR, INDIAN TRAIL, NC 28079-0558
Document Number	0000091776
Book / Page	9177 / 6
Map Reference	CAB R FILE 977-980
Instrument Date	Aug 11, 2025
Instrument	20436
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 150, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BASIL DR, INDIAN TRAIL, NC 28079-0558

Mortgage

Document Number	0000020437
Date	Aug 11, 2025
Instrument	20437

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,400 (+435.04%) Land $89,600 Building $389,800	$479,400 (+435.04%) Land $89,600 Building $389,800
2025	$579.00	$89,600 Land $89,600	$89,600 Land $89,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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