324 Baldwin Ave, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 324 Baldwin Ave, Charlotte, NC 28204 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1929
Lot Size	0.169 acres (7,380 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2021)
Tax Bill	$6,052 (2023)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-114-07`

Property Details

APN / Parcel Number

Primary APN	`125-114-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Heated Area
Gross Area	1,706 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,380 sqft (0.169 acres)
Porch	Porch
Porch Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	125-114-07
Street Address	324 BALDWIN AVE
City	CHARLOTTE
State	NC
Zip	28204-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L25 &P23 &27 B5 M202-622
Legal Subdivision	CRAIGHEAD
Legal Block	5
Legal Lot Number	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	2600

Owner

Source: Mecklenburg County records · APN 125-114-07

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	324 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 06, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2021 · Amount on Record
Deed Sale	Aug 06, 2021 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2021151890
Deed Book / Page	36384 / 559
Record Updated	Jun 07, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	324 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 VAKDWUB AVE, CHARLOTTE, NC 28204

Mortgage

Document Number	0000037646
Date	Apr 26, 2023
Book Page	38078/955
Instrument	2023037646

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 06, 2021
Property Address	324 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Document Number	0000151890
Book / Page	36384 / 559
Instrument Date	Aug 05, 2021
Instrument	2021151890
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 KNOXVIEW LN, MOORESVILLE, NC 28117-7554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BALDWIN AVE, CHARLOTTE, NC 28204-3112

Mortgage

Document Number	0000151891
Date	Aug 06, 2021
Instrument	2021151891

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 18, 2019
Property Address	324 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Document Number	0000045754
Book / Page	33439 / 543
Instrument Date	Apr 17, 2019
Instrument	2019045754
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1509 BROOK RD, 1509, CHARLOTTE, NC 28205-2462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 BALDWIN AVE, CHARLOTTE, NC 28204-3112

Mortgage

Document Number	0000045755
Date	Apr 18, 2019
Instrument	2019045755

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1978–1997)
Most Recent Claim	Jul 1997, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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