320 Baldwin Ave, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 320 Baldwin Ave, Charlotte, NC 28204

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 2020
Lot Size	0.177 acres (7,715 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Apr 2020)
Tax Bill	$6,419 (2023)
Deeds & Mortgages	Apr 2020 Sale & Construction Loan Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-114-08`

Property Details

APN / Parcel Number

Primary APN	`125-114-08`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Heated Area
Gross Area	1,288 sqft
1st Floor Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,715 sqft (0.177 acres)
Porch	Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	125-114-08
Street Address	320 BALDWIN AVE
City	CHARLOTTE
State	NC
Zip	28204-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	L21 &P23 B5 M202-622
Legal Subdivision	CRAIGHEAD PARK
Legal Block	5
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1009
Census Tract	2600

Owner

320 Baldwin Ave is owned and occupied by an individual who bought it in April 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	320 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage NEWDOMINION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	0034526706
Deed Book / Page	34526 / 706
Record Updated	Jun 7, 2026

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 30, 2020
Property Address	320 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Document Number	0000060988
Book / Page	34526 / 706
Instrument Date	Apr 29, 2020
Instrument	2020060988
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 WESTBURY RD, 707, CHARLOTTE, NC 28211-2867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BALDWIN AVE, CHARLOTTE, NC 28204-3112

Mortgage

Document Number	0000060989
Date	Apr 30, 2020
Instrument	2020060989

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 26, 2019
Property Address	320 BALDWIN AVE, CHARLOTTE, NC 28204-3112
Document Number	0000079370
Book / Page	33618 / 033
Instrument Date	Jun 25, 2019
Instrument	2019079370
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 BALDWIN AVE, CHARLOTTE, NC 28204-3112

Mortgage

Document Number	0000079371
Date	Jun 26, 2019
Instrument	2019079371

Lender

Name	NEWDOMINION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 320 Baldwin Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1978–1997)
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Baldwin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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