324 Badger Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 324 Badger Rd, Kelso, WA 98626

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,468 sqft · built 2000
Lot Size5.01 acres (218,236 sqft)
OwnerCompany Name on Record
Tax Bill$6,306 (2025)
Deeds & MortgagesFeb 2023 Transfer
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWD2211016

Property Details

APN / Parcel Number

Primary APNWD2211016
Alternative APNs
  • R050359
  • 3050359

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,468 sqft Living Area
Gross Area4,397 sqft
1st Floor Area2,468 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area218,236 sqft
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area326 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number3050359
Street Address324 BADGER RD
CityKELSO
StateWA
Zip98626-8821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFR0
Legal Description22 -7N -1W T-12E AKA ROS19049 TR 1
Legal Range01W
Legal Township07N
Legal Section22
Legal SubdivisionSURVEY RECORDED IN
Legal Tract1
JurisdictionCOWLITZ WA
Township / Civil DivisionKALAMA
Census Block Group1
Census Block1000
Census Tract1602

Owner

Source: Cowlitz County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address324 BADGER RD, KELSO, WA 98626-8821
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Intrafamily Transfer, Transfer
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Aug 9, 2019Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 7, 2023
Transfer Doc0003729873
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOWLITZ WA
Recording DateFeb 8, 2023
Property Address324 BADGER RD, KELSO, WA 98626-8882
Document Number0003729873
Instrument DateFeb 7, 2023
Instrument3729873
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address324 BADGER RD, KELSO, WA 98626-8882
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003674497
DateMar 8, 2021
Instrument3674497
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address324 BADGER RD, KELSO, WA 98626-8882
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOWLITZ COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003622559
DateAug 9, 2019
Instrument3622559
Lender
NameHERITAGE BANK
TypeBank
AddressOLYMPIA, WA 98507
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
Unified School DistrictKelso School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,306.00 (+6.45%)$605,250 (+2.46%) Land $116,980 Building $488,270$605,250 (+2.46%) Land $116,980 Building $488,270
2023$5,924.00
2022$590,740 Land $106,100 Building $484,640$590,740 Land $106,100 Building $484,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims2 (1996–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
DSL
1,000 / 10
Starlink
Satellite
280 / 30

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