291 Badger Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 291 Badger Rd, Kelso, WA 98626

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,112 sqft · built 1998
Lot Size5.1 acres (222,156 sqft)
OwnerIndividual Name on Record
Last Sale$160,299 (Jul 2013)
Tax Bill$5,743 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNWD2211010

Property Details

APN / Parcel Number

Primary APNWD2211010
Alternative APNs
  • R007891
  • 3007891

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,112 sqft Living Area
Gross Area3,640 sqft
1st Floor Area1,556 sqft
Basement Area1,556 sqft
Finished Basement1,556 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Shingle
Roof MaterialComposition Shingle
Lot Area222,156 sqft
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3007891
Street Address291 BADGER RD
CityKELSO
StateWA
Zip98626-8825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFR0
Legal Description22 -7N -1W T-12 AKA ROS 19/49 TR 2 EXC T-12C FEE 961031025 EXC T-12E OWN SEG 1103.
Legal Range01W
Legal Township07N
Legal Section22
Legal SubdivisionSURVEY
Legal Tract2
Legal Lot Number2
JurisdictionCOWLITZ WA
Township / Civil DivisionKALAMA
Census Block Group1
Census Block1000
Census Tract1602

Owner

Source: Cowlitz County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address291 BADGER RD, KELSO, WA 98626-8825
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
RED CANOE CREDIT UNION
Mar 8, 2022Deed of Trust, Mortgage · Line of Credit
FIBRE FCU
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jul 31, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleJul 5, 2012 · Amount on Record
Deed Document Number20133484978
Last Transfer DateJul 1, 2018
Transfer Doc0003598205
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Recording DateJun 29, 2026
Property Address291 BADGER RD, KELSO, WA 98626-8825
Document Number0003792285
Instrument DateJun 24, 2026
Instrument20263792285
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate, 150
Address291 BADGER RD, KELSO, WA 98626-8825

Mortgage

Document Number0003792285,
DateJun 29, 2026
Instrument20263792285
Lender
NameRED CANOE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 5, 2051
Interest
Rate TypeAdjustable Rate
Rate8.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address291 BADGER RD, KELSO, WA 98626-8825
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyCOWLITZ COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003709621
DateMar 8, 2022
Instrument3709621
Lender
NameFIBRE FCU
TypeCredit Union
AddressLONGVIEW, WA 98632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 7, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOWLITZ WA
Property Address291 BADGER RD, KELSO, WA 98626-8825
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCASCADE TTL CO OF COWLITZ CN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003627681
DateOct 9, 2019
Instrument3627681
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOWLITZ WA
Recording DateJul 31, 2018
Property Address291 BADGER RD, KELSO, WA 98626-8825
Document Number0003598205
Map ReferenceVOL19 PG49
Instrument DateJul 1, 2018
Instrument3598205
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanySTEWART TITLE COWLITZ COUNTY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address291 BADGER RD, KELSO, WA 98626-8825

Mortgage

Document Number0003598206
DateJul 31, 2018
Instrument3598206
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWashington
CountyCowlitz County
Unified School DistrictKelso School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,743.00 (+11.02%)$573,000 (+11.21%) Land $116,980 Building $456,020$573,000 (+11.21%) Land $116,980 Building $456,020
2023$5,173.00
2022$515,220 Land $106,100 Building $409,120$515,220 Land $106,100 Building $409,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims2 (1996–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2015 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, Mudslides, And A T

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
DSL
1,000 / 10
Starlink
Satellite
280 / 30

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