324 7th St, Findlay, OH 45840 Property Records

Hancock County property record for 324 7th St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,858 sqft · built 1950
Lot Size	0.338 acres (14,706 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 2018)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1011-302-04-023.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-04-023.000`
Alternative APN	`570000208440`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,706 sqft (0.338 acres)
Lot Dimensions	173 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	310 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 7TH ST
City	FINDLAY
State	OH
Zip	45840-5161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN ADD LOT 17 E1/2 & LOT 18 & W10FT OF LOT 19
Legal Subdivision	FAIRLAWN ADD
Legal Lot Number	17-19
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

324 7th St is owned and occupied by an individual who acquired it in November 2021.

Source: Hancock County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	324 7TH ST, FINDLAY, OH 45840-5161
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Construction Mortgage HOMETOWN LENDERS INC
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC
Nov 15, 2021	Intrafamily Transfer, Transfer GOLDEN KEY TITLE AGENCY
Apr 13, 2021	Intrafamily Transfer, Transfer LIBERTY TITLE, LIBERTY TITLE INC
Dec 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK & TRUST CO
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 14, 2018	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Nov 22, 2013
Deed Document Number	201810249
Deed Book / Page	2549 / 2053
Last Transfer Date	Nov 10, 2021
Transfer Doc	2588/5266
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02579/4808
Date	Mar 16, 2021
Book Page	2579/4808
Instrument	202100003105

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Change Frequency	2 Years

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02592/2536
Date	Mar 8, 2022
Book Page	2592/2536
Instrument	202200002143

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Nov 15, 2021
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Document Number	2588/5266
Book / Page	2588 / 5266
Instrument Date	Nov 10, 2021
Instrument	202100013071
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 7TH ST, FINDLAY, OH 45840-5161

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Apr 13, 2021
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Document Number	02580/4766
Book / Page	2580 / 4766
Instrument Date	Mar 8, 2021
Instrument	202100004237
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	324 7TH ST, FINDLAY, OH 45840-5161

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2531/0746
Date	Dec 27, 2017
Book Page	2531/0746
Instrument	201700010884

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	45 Months
Due	Sep 26, 2021

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2566/678
Date	Mar 4, 2020
Book Page	2566/678
Instrument	202000001906

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 14, 2018
Property Address	324 7TH ST, FINDLAY, OH 45840-5161
Document Number	02549/2053
Book / Page	2549 / 2053
Instrument Date	Dec 12, 2018
Instrument	201800010249
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 7TH ST, FINDLAY, OH 45840-5161

Mortgage

Document Number	201800010250
Date	Dec 14, 2018
Instrument	201800010250

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 324 7th St was $1,772 with exemptions applied, up 18.5% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+18.53%) Homeowner's exemption Senior Citizen's exemption	$67,980 (+31.01%) Land $12,510 Building $55,470	$194,240 Land $35,750 Building $158,490
2024	$1,495.00 (-1.58%)	$51,890 (-) Land $9,550 Building $42,340
2023	$1,519.00 Homeowner's exemption Senior Citizen's exemption	$51,890 Land $9,550 Building $42,340
2022			$148,270 Land $27,290 Building $120,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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