321 7th St, Findlay, OH 45840 Property Records

Hancock County property record for 321 7th St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,674 sqft · built 1945
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on Record
Last Sale	$276,000 (May 2021)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-302-06-006.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-06-006.000`
Alternative APN	`570000208570`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,674 sqft Living Area
1st Floor Area	1,757 sqft
2nd Floor Area	1,757 sqft
Basement Area	1,459 sqft
Finished Basement	400 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,545 sqft (0.288 acres)
Lot Dimensions	193 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	282 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 7TH ST
City	FINDLAY
State	OH
Zip	45840-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN ADD LOT 38 W30 & LOT 39 E35FT
Legal Subdivision	FAIRLAWN ADD
Legal Lot Number	38,39
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1013
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 7TH ST, FINDLAY, OH 45840-5160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Survivorship Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	20215158
Deed Book / Page	2581 / 3493
Record Updated	Sep 20, 2026

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	May 3, 2021
Property Address	321 7TH ST, FINDLAY, OH 45840-5160
Document Number	2581/3493
Book / Page	2581 / 3493
Instrument Date	Apr 30, 2021
Instrument	202100005158
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	321 7TH ST, FINDLAY, OH 45840-5160
Investor	Possibly a Property Investor

Mortgage

Document Number	202100005159
Date	May 3, 2021
Instrument	202100005159

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 2, 2019
Property Address	321 7TH ST, FINDLAY, OH 45840-5160
Document Number	2559/0262
Book / Page	2559 / 0262
Instrument Date	Apr 18, 2019
Instrument	201900005234
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 7TH ST, FINDLAY, OH 45840-5160

Mortgage

Document Number	201900005235
Date	Jul 2, 2019
Instrument	201900005235

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+12.91%)	$136,670 (+31%) Land $10,010 Building $126,660	$390,490 (+31%) Land $28,610 Building $361,880
2023	$3,711.00 Homeowner's exemption	$104,330 Land $7,640 Building $96,690
2022			$298,090 Land $21,840 Building $276,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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