317 3rd St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 317 3rd St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 2005
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2020)
Tax Bill	$953 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A3 135C 10A`

Property Details

APN / Parcel Number

Primary APN	`3A3 135C 10A`
Alternative APN	`20883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,072 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20883
Street Address	317 3RD ST
City	COLONIAL BEACH
State	VA
Zip	22443-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOTS 10 & 11 BK 35C BEING LOT 10ADB 929 PG 159
Legal Subdivision	CLASSIC SHORES ADD
Legal Block	35C
Legal Lot Number	10-11
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1051
Census Tract	10402

Owner

Source: Westmoreland County assessment roll, APN 3A3 135C 10A, as of January 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	317 3RD ST, COLONIAL BEACH, VA 22443-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2020 · Amount on Record
Deed Sale	Mar 03, 2020 · Amount on Record
Deed Document Number	20209290159
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 03, 2020
Property Address	317 3RD ST, COLONIAL BEACH, VA 22443-1824
Document Number	0009290159
Instrument Date	Feb 27, 2020
Instrument	09290159
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 3RD ST, COLONIAL BEACH, VA 22443-1824

Mortgage

Document Number	0009290161
Date	Mar 03, 2020
Instrument	09290161

Lender

Name	MCLEAN MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll as of January 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (+4.96%)	$227,000 (-) Land $39,200 Building $187,800	$227,000 (-) Land $39,200 Building $187,800
2023		$227,000 Land $39,200 Building $187,800	$227,000 Land $39,200 Building $187,800
2022	$908.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westmoreland County (51193C), as of May 22, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511930104021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 466 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA4193280, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.