324 3rd Ave S, Franklin, TN 37064 Property Records

Williamson County property record for 324 3rd Ave S, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,109 sqft · built 1925
Lot Size	0.449 acres (19,559 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Jun 2021)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`078F-F-004.00-000`

Property Details

APN / Parcel Number

Primary APN	`078F-F-004.00-000`
Alternative APNs	`094078F F 00400` `217087`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,109 sqft Living Area
1st Floor Area	3,109 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,559 sqft (0.449 acres)
Lot Dimensions	200 ft deep x 97.5 ft wide

Exterior Amenities

Porch	Slab
Porch Area	630 sqft
Patio Area	190 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 3RD AVE S
City	FRANKLIN
State	TN
Zip	37064-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO SEE 536-239
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	2
Census Block	2036
Census Tract	50802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Franklin Historic District (Boundary Increase) listed 1988 · 13 contributing resources · NRIS 88000378

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Williamson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4179 COLUMBIA PIKE, THOMPSONS STATION, TN 37179
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit VOLUNTEER FSB
Aug 31, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit FRANKLIN SYNERGY BANK
Jan 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN SYNERGY BANK
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN SYNERGY BANK
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jun 5, 2008 · Amount on Record
Deed Document Number	202137150
Deed Book / Page	8604 / 273
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	May 7, 2026
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Document Number	0000016068
Book / Page	10019 / 741
Instrument Date	Apr 27, 2026
Instrument	202616068
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	324 3RD AVE S, FRANKLIN, TN 37064-2620

Mortgage

Document Number	0000016068,
Date	May 7, 2026
Book Page	10019/741
Instrument	202616068

Lender

Name	VOLUNTEER FSB

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4719 COLUMBIA PIKE, THOMPSONS STATION, TN 37179-5206

Mortgage

Document Number	0090930065
Date	Aug 31, 2022
Book Page	9093/65
Instrument	22037624

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 26, 2023

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072400876
Date	Nov 30, 2017
Book Page	7240/0876
Instrument	17049028

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073400262
Date	Apr 17, 2018
Book Page	7340/0262
Instrument	18014075

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078600039
Date	Jan 7, 2020
Book Page	7860/0039
Instrument	20000837

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078600025
Date	Jan 7, 2020
Book Page	7860/0025
Instrument	20000836

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084130423
Date	Feb 8, 2021
Book Page	8413/423
Instrument	21007851

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 21, 2021
Property Address	324 3RD AVE S, FRANKLIN, TN 37064-2620
Document Number	0086040273
Book / Page	8604 / 273
Instrument Date	Jun 18, 2021
Instrument	21037150
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,867.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4179 COLUMBIA PIKE, THOMPSONS STATION, TN 37179

Mortgage

Document Number	0021037151
Date	Jun 21, 2021
Instrument	21037151

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,656.00 (+24.47%)	$371,075 (+70.81%) Land $250,000 Building $121,075	$1,484,300 (+70.81%) Land $1,000,000 Building $484,300
2024	$6,151.00 (+4.04%)
2023	$5,912.00	$217,250 (-) Land $135,625 Building $81,625	$869,000 (-) Land $542,500 Building $326,500
2022	$5,912.00	$217,250 Land $135,625 Building $81,625	$869,000 Land $542,500 Building $326,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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