3239 Gallagher Rd, Preston, MD 21655 Property Records

Caroline County property record for 3239 Gallagher Rd, Preston, MD 21655

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,604 sqft · built 1990
Lot Size2.48 acres (108,029 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Feb 2012)
Tax Bill$3,239 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-022998

Property Details

APN / Parcel Number

Primary APN04-022998
Alternative APNs
  • 4022998
  • 022998

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,604 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area108,029 sqft (2.48 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area452 sqft
Shed1 Shed
Shed Area484 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number022998
Street Address3239 GALLAGHER RD
CityPRESTON
StateMD
Zip21655-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description2.487 AC LOT-2 E/S GALLAGHER ROAD GREENFIELD
Legal SubdivisionGREENFIELD
Legal Lot Number2
JurisdictionCAROLINE MD
Township / Civil Division4, PRESTON
Census Block Group2
Census Block2021
Census Tract955500

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3239 GALLAGHER RD, PRESTON, MD 21655-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2012 · Amount on Record
Deed SaleFeb 23, 2012 · Amount on Record
Prior SaleApr 2, 1991 · Amount on Record
Deed Book / Page992 / 388
Prior Transfer DateJul 29, 2004
Prior Transfer Doc0005560354
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address3239 GALLAGHER RD, PRESTON, MD 21655-2434
Document Number0013620066
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3239 GALLAGHER RD PRESTON MD 216552434, PRESTON, MD 21655-2434

Mortgage

Document Number0013620066
DateJun 19, 2019
Book Page001362/000066
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 18, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,239.00 (+3.58%) Homeowner's exemption$344,500 (+9.69%) Land $66,600 Building $277,900$344,500 (-) Land $66,600 Building $277,900
2025$3,127.00 (+13.54%) Homeowner's exemption$314,067 (+24.04%)$344,500 (+36.06%) Land $66,600 Building $277,900
2023$2,754.00 Homeowner's exemption$253,200 Land $66,600 Building $186,600$253,200 Land $66,600 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Gallagher Rd

Nearby Streets

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