3159 Gallagher Rd, Preston, MD 21655 Property Records

Caroline County property record for 3159 Gallagher Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 1990
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$188,900 (Mar 2020)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-023013`

Property Details

APN / Parcel Number

Primary APN	`04-023013`
Alternative APNs	`4023013` `023013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	356 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023013
Street Address	3159 GALLAGHER RD
City	PRESTON
State	MD
Zip	21655-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.507 AC LOT-4 COR GALLAGHER & RTE 318 GREENFIELD
Legal Subdivision	GREENFIELD
Legal Lot Number	4
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2021
Census Tract	955500

Owner

Source: Caroline County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3159 GALLAGHER RD, PRESTON, MD 21655-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed, Transfer · Conventional Mortgage M & T BANK
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage M&T BK
Jun 27, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Book / Page	1404 / 393
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Mar 10, 2020
Property Address	3159 GALLAGHER RD, PRESTON, MD 21655-2432
Document Number	0014040393
Book / Page	1404 / 393
Map Reference	MB 5 PL 163
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3159 GALLAGHER RD, PRESTON, MD 21655-2432

Mortgage

Document Number	0001404398
Date	Mar 10, 2020
Instrument	1404/398

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	3159 GALLAGHER RD, PRESTON, MD 21655-2432
Document Number	0014040398
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20447 KINGS CREST BLVD HAGERSTOWN MD 217428227, HAGERSTOWN, MD 21742-8227

Mortgage

Document Number	0014040398
Date	Mar 10, 2020
Book Page	001404/000398

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 27, 2019
Property Address	3159 GALLAGHER RD, PRESTON, MD 21655-2432
Document Number	0013630403
Book / Page	001363 / 000403
Instrument Date	Apr 26, 2019
Transaction Type	Foreclosure
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$115.95
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	3159 GALLAGHER RD, PRESTON, MD 21655-2432
Document Number	0012570483
Book / Page	001257 / 000483
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3159 GALLAGHER RD PRESTON MD 216552432, PRESTON, MD 21655-2432

Mortgage

Document Number	0012570483
Date	May 19, 2017
Book Page	001257/000483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,600 (+41.07%) Land $62,200 Building $229,400	$291,600 (+41.07%) Land $62,200 Building $229,400
2025	$2,573.00 (+14%)
2023	$2,257.00 Homeowner's exemption	$206,700 Land $62,200 Building $144,500	$206,700 Land $62,200 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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