3235 N Opal Ave, Chicago, IL 60634 Property Records

Cook County property record for 3235 N Opal Ave, Chicago, IL 60634

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 710 sqft · built 1927
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2020)
Tax Bill$3,590 (2023)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-24-327-006

Property Details

APN / Parcel Number

Primary APN12-24-327-006
Alternative APN
  • 12-24-327-006-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area710 sqft Living Area
1st Floor Area710 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1929
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,750 sqft (0.086 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3235 N OPAL AVE
CityCHICAGO
StateIL
Zip60634-3042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionJOHN J (RUTHERFORDS)(FIFTH) ADD TO (MONT)(CLAIRE) SUB OF S OF IBL EH WH SW SEC 24-40-12
Legal Range12E
Legal Township40N
Legal Section24
Legal SubdivisionRUTHERFORDS FIFTH ADD TO MONT CLAIRE
Legal Block8
Legal Lot Number31
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2008
Census Tract170700

Owner

3235 N Opal Ave is owned and occupied by an individual who bought it in April 2020.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3235 N OPAL AVE, CHICAGO, IL 60634-3042
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on File
Deed SaleApr 1, 2020 · Amount on File
Deed Document Number202020100
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 1, 2020
Property Address3235 N OPAL AVE, CHICAGO, IL 60634-3042
Document Number2009220100
Instrument DateMar 18, 2020
Instrument9220100
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3235 N OPAL AVE CHICAGO IL 606343042, CHICAGO, IL 60634-3042

Mortgage

Document Number2009220101
DateApr 1, 2020
Instrument9220101
Lender
NameKEY MTG SVCS
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 31, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,000 Land $9,375 Building $10,625$200,000 Land $93,750 Building $106,250
2023$3,590.00 (+2.6%)
2022$3,499.00 Homeowner's exemption$17,003 Land $7,503 Building $9,500$170,030 Land $75,030 Building $95,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3235 N Opal Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2002–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3235 N Opal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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