32364 Payne St, Hayward, CA 94544 Property Records

Alameda County property record for 32364 Payne St, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1951
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Oct 2025)
Tax Bill	$7,871 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78G-2780-8`

Property Details

APN / Parcel Number

Primary APN	`78G-2780-8`
Alternative APN	`078G-2780-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32364 PAYNE ST
City	HAYWARD
State	CA
Zip	94544-8166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: 0011 TR: 1022
Legal Subdivision	WASHINGTON
Legal Tract	1022
Legal Block	11
Legal Lot Number	8
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	6
Census Block	6006
Census Tract	438100

Owner

32364 Payne St is owned and occupied by two individuals who bought it in October 2025.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32364 PAYNE ST, HAYWARD, CA 94544-8166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 10, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	2025122610
Prior Transfer Date	Sep 15, 2013
Prior Transfer Doc	0000369548
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 1, 2025
Property Address	32364 PAYNE ST, HAYWARD, CA 94544-8166
Document Number	0000122610
Map Reference	MB 31 PG 22 TO 28
Instrument Date	Sep 28, 2025
Instrument	2025122610
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	32364 PAYNE ST, HAYWARD, CA 94544-8166

Mortgage

Document Number	0000122611
Date	Oct 1, 2025
Instrument	2025122611

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32364 PAYNE ST, HAYWARD, CA 94544-8166
Document Number	0000163042
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32364 PAYNE ST HAYWARD CA 945448166, HAYWARD, CA 94544-8166

Mortgage

Document Number	0000163042
Date	Jul 13, 2020
Instrument	163042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32364 PAYNE ST, HAYWARD, CA 94544-8166
Document Number	0000062510
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32364 PAYNE ST HAYWARD CA 945448166, HAYWARD, CA 94544-8166

Mortgage

Document Number	0000062510
Date	Mar 15, 2017
Instrument	62510

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32364 Payne St was $7,871.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$865,000 (+43.28%) Land $259,500 Building $605,500
2025	$7,871.00 Homeowner's exemption	$603,721 Land $181,116 Building $422,605
2023	$7,461.00 Homeowner's exemption	$580,282 Land $174,084 Building $406,198	$817,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32364 Payne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32364 Payne St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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