32357 Payne St, Hayward, CA 94544 Property Records

Alameda County property record for 32357 Payne St, Hayward, CA 94544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,173 sqft · built 1951
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Tax Bill$2,167 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN78G-2781-2

Property Details

APN / Parcel Number

Primary APN78G-2781-2
Alternative APN
  • 078G-2781-002-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,173 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Street Address32357 PAYNE ST
CityHAYWARD
StateCA
Zip94544-8165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00009 BLK: 0010 TR: 1022
Legal Tract1022
Legal Block10
Legal Lot Number9
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group6
Census Block6008
Census Tract438100

Owner

32357 Payne St is owned and occupied by two individuals.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address32357 PAYNE ST, HAYWARD, CA 94544-8165
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address32357 PAYNE ST, HAYWARD, CA 94544-8165
Document Number0000175326
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedSep 4, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32357 PAYNE ST HAYWARD CA 945448165, HAYWARD, CA 94544-8165

Mortgage

Document Number0000175326
DateAug 10, 2017
Instrument175326
Lender
NameDITECH FIN'L
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 9, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 32357 Payne St was $2,167 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictNew Haven Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,507 (-2.48%) Land $90,100 Building $69,407
2025$2,167.00 Homeowner's exemption$156,379 Land $88,333 Building $68,046
2023$2,059.00 Homeowner's exemption$150,308 Land $84,904 Building $65,404$614,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32357 Payne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32357 Payne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Tekify Fiber & Wireless
Fixed Wireless
1,000 / 1,000
RobinsonHSS
Fixed Wireless
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

Nearby Properties on Payne St

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