Clay County property record for 32360 Rd L, Harvard, NE 68944
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 1 ba · 2,568 sqft · built 1920 |
| Lot Size | 4.38 acres (190,793 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,685 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000066000 |
| Primary APN | 000066000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,568 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,424 sqft |
| Unfinished Basement | 1,424 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 190,793 sqft (4.38 acres) |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Driveway | Driveway |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Granary | 12 sqft |
| Utility Building | 2,352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 32360 ROAD L |
|---|---|
| City | HARVARD |
| State | NE |
| Zip | 68944-2134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICUL |
| Legal Description | PT SW1/4NW1/4 |
| Legal Range | 07 |
| Legal Township | 08 |
| Legal Section | 11 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 962100 |
32360 Rd L, a rural home, is owned and occupied by an individual who acquired it in September 2023.
Source: Clay County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32360 ROAD L, HARVARD, NE 68944-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND BANK |
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 6, 2023 |
| Transfer Doc | 0000000905 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 32360 ROAD L, HARVARD, NE 68944-2134 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32360 ROAD L, HARVARD, NE 68944-2134 |
| Document Number | 0000274/32 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 274/32 |
| Instrument | 2023-00931 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | GENEVA, NE 68361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 32360 ROAD L, HARVARD, NE 68944-2134 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32360 ROAD L, HARVARD, NE 68944-2134 |
| Document Number | 0000269/28 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 269/28 |
| Instrument | 2022-00367 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | GENEVA, NE 68361 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 32360 Rd L was $2,685.
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| County Subdivision | Harvard Township |
| Unified School District | Harvard Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,685 (+12.79%) Land $31,775 Building $383,910 | $415,685 (+12.79%) Land $31,775 Building $383,910 | |
| 2025 | $2,685.00 | $368,540 Land $31,775 Building $336,765 | $368,540 Land $31,775 Building $336,765 |
| 2023 | $4,034.00 | $331,480 Land $25,775 Building $305,705 | $331,480 Land $25,775 Building $305,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32360 Rd L in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32360 Rd L is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
| Windstream Fixed Wireless | 100 / 10 |
| Hamilton.net Fixed Wireless | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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