31771 Rd L, Harvard, NE 68944 Property Records

Clay County property record for 31771 Rd L, Harvard, NE 68944

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,196 sqft · built 1920
Lot Size	5.71 acres (248,728 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Oct 2024)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Mar 2008 Line of Credit Feb 2005 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000131200`

Property Details

APN / Parcel Number

Primary APN	`000131200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	248,728 sqft (5.71 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	32 sqft
Deck Area	148 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31771 ROAD L
City	HARVARD
State	NE
Zip	68944-3126
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT NE1/4NE1/4
Legal Range	07
Legal Township	07
Legal Section	10
Jurisdiction	CLAY NE
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2157
Census Tract	962100

Owner

31771 Rd L, a rural home, is owned and occupied by an individual who bought it in October 2024.

Source: Clay County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	31771 ROAD L, HARVARD, NE 68944-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2008	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK, N.A.
Feb 22, 2005	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK, N.A.
Jun 27, 2014	Deed of Trust, Mortgage BANK OF DONIPHAN
Jun 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK
Sep 1, 2022	Warranty Deed, Transfer · Commercial Mortgage HEARTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on File
Deed Sale	Oct 11, 2024 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	2024854
Record Updated	Sep 20, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31771 ROAD L, HARVARD, NE 68944-3126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218/45
Date	Mar 11, 2008
Book Page	218/45

Lender

Name	WELLS FARGO BANK, N.A.
Type	Seller
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 14, 2048

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31771 ROAD L, HARVARD, NE 68944-3126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000205/115
Date	Feb 22, 2005
Book Page	205/115

Lender

Name	WELLS FARGO BANK, N.A.
Type	Seller
Address	PO BOX 31557, BILLINGS, MT 59107

Agreement

Type	Line of Credit
Term	360 Months
Due	Feb 1, 2035

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31771 ROAD L, HARVARD, NE 68944-3126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000239/222
Date	Jun 27, 2014
Book Page	239/222

Lender

Name	BANK OF DONIPHAN
Address	DONIPHAN, NE 68832

Agreement

Amount	Amount on Record
Term	65 Months
Due	Nov 1, 2019

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	31771 ROAD L, HARVARD, NE 68944-3126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31771 ROAD L, HARVARD, NE 68944-3126

Mortgage

Document Number	0202400498
Date	Jun 4, 2024
Instrument	202400498

Lender

Name	HEARTLAND BANK
Type	Bank
Address	GENEVA, NE 68361

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Sep 1, 2022
Property Address	31771 ROAD L, HARVARD, NE 68944-3126
Document Number	000135/315
Book / Page	135 / 315
Instrument Date	Aug 24, 2022
Instrument	2022-00963
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202200964
Date	Sep 1, 2022
Instrument	2022-00964

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 31771 Rd L was $1,688.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Lynn Township
Unified School District	Harvard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,235 (+11.9%) Land $34,800 Building $225,435	$260,235 (+11.9%) Land $34,800 Building $225,435
2025	$1,688.00	$232,550 Land $34,800 Building $197,750	$232,550 Land $34,800 Building $197,750
2023	$2,648.00	$217,740 Land $28,800 Building $188,940	$217,740 Land $28,800 Building $188,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31771 Rd L in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31771 Rd L is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rd L

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