3236 Smathers Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3236 Smathers Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1959
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (May 2026)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`271-0313-024-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0313-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3236 SMATHERS WAY
City	CARMICHAEL
State	CA
Zip	95608-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	NORTH GLEN, LOT 3
Legal Subdivision	NORTH GLEN
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4009
Census Tract	5904

Owner

3236 Smathers Way is owned and occupied by an individual who bought it in May 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Dec 9, 2025	Intrafamily Transfer, Transfer
Jun 9, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 28, 2020	Reverse Mortgage, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Deed Book / Page	20260518 / 345
Prior Transfer Date	Mar 7, 2022
Prior Transfer Doc	2022000182
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2026
Property Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127
Document Number	2026000345
Book / Page	20260518 / 345
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,549.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000346,
Date	May 18, 2026
Book Page	20260518/346

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2025
Property Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127
Document Number	0000000011
Map Reference	MB 51 MAP 14
Instrument Date	Dec 3, 2025
Instrument	202512090011
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2022
Property Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127
Document Number	0000000182
Map Reference	MB 51 MAP 14
Instrument Date	Mar 7, 2022
Instrument	2022060900182
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127

Mortgage

Document Number	0000000183
Date	Jun 9, 2022
Instrument	2022060900183

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	904 Months
Due	Oct 22, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.97%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.9%

October 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 28, 2020
Property Address	3236 SMATHERS WAY, CARMICHAEL, CA 95608-3127
Document Number	2010281585
Instrument Date	Sep 18, 2020
Instrument	2010281585
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3236 SMATHERS WAY CARMICHAEL CA 956083127, CARMICHAEL, CA 95608-3127

Mortgage

Document Number	2010281588
Date	Oct 28, 2020
Instrument	2010281588

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Oct 27, 2097

Mortgage

Document Number	2010281587,
Date	Oct 28, 2020
Instrument	2010281587

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Oct 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.8%

Tax Assessment & Valuation

The 2025 property tax bill for 3236 Smathers Way was $1,098, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$88,602 (+2%) Land $18,387 Building $70,215
2025	$1,098.00 (+1.01%)	$86,866 Land $18,027 Building $68,839
2024	$1,087.00 (+11.26%)
2023	$977.00 (+0.83%) Homeowner's exemption	$83,495 Land $17,328 Building $66,167
2022	$969.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3236 Smathers Way in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3236 Smathers Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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