3231 Smathers Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3231 Smathers Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2019)
Tax Bill	$5,663 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`271-0313-014-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0313-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3231 SMATHERS WAY
City	CARMICHAEL
State	CA
Zip	95608-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	NORTH GLEN, LOT 12
Legal Subdivision	NORTH GLEN
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	5904

Owner

3231 Smathers Way is owned and occupied by two individuals who bought it in June 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3231 SMATHERS WAY, CARMICHAEL, CA 95608-3126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 10, 2019	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Deed Book / Page	20190610 / 1324
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3231 SMATHERS WAY, CARMICHAEL, CA 95608-3126
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 SMATHERS WAY, CARMICHAEL, CA 95608-3126
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000486
Date	May 25, 2022
Instrument	2022052500486

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3231 SMATHERS WAY, CARMICHAEL, CA 95608-3126
Document Number	2010020739
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 SMATHERS WAY CARMICHAEL CA 956083126, CARMICHAEL, CA 95608-3126

Mortgage

Document Number	2010020739
Date	Oct 2, 2020
Instrument	2010020739

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 10, 2019
Property Address	3231 SMATHERS WAY, CARMICHAEL, CA 95608-3126
Document Number	1906101324
Instrument Date	Jun 5, 2019
Instrument	1906101324
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 SMATHERS WAY CARMICHAEL CA 956083126, CARMICHAEL, CA 95608-3126

Mortgage

Document Number	1906101325
Date	Jun 10, 2019
Instrument	1906101325

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Smathers Way was $5,663, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,732 (+2%) Land $136,537 Building $344,195
2025	$5,663.00 (+0.96%)	$471,307 Land $133,860 Building $337,447
2024	$5,609.00 (+2.6%)
2023	$5,467.00 (+17.62%)	$453,008 Land $128,663 Building $324,345
2022	$4,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3231 Smathers Way in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3231 Smathers Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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