3235 Randolph St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3235 Randolph St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,036 sqft · built 1964
Lot Size	0.212 acres (9,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Oct 2024)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-277-055`

Property Details

APN / Parcel Number

Primary APN	`8813-03-277-055`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Finished Basement	550 sqft
Unfinished Basement	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	130 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	93 sqft
Deck Area	Deck Area
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3235 RANDOLPH ST
City	WATERLOO
State	IA
Zip	50702-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADD TO LINDNER HEIGHTS LOT 79
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	SECOND ADD TO LINDNER HEIGHTS
Legal Lot Number	79
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1000
Census Tract	1301

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jan 25, 2018	Deed of Trust, Mortgage VERIDIAN CREDIT UNION
Jan 12, 2018	Warranty Deed, Transfer · ARM VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Oct 16, 2023 · Amount on Record
Deed Document Number	20245123
Prior Transfer Date	Aug 6, 2007
Prior Transfer Doc	2008002920
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 16, 2023
Property Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325
Document Number	202400005123
Instrument Date	Oct 11, 2023
Instrument	202400005123
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325

Mortgage

Document Number	202400005124
Date	Oct 16, 2023
Instrument	202400005124

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 8, 2021
Property Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325
Document Number	202200009858
Instrument Date	Nov 2, 2021
Instrument	202200009858
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325

Mortgage

Document Number	202200009859
Date	Nov 8, 2021
Instrument	202200009859

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201800012439
Date	Jan 25, 2018
Instrument	201800012439

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2025

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 12, 2018
Property Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325
Document Number	201800011813
Instrument Date	Jan 11, 2018
Instrument	2018-00011813
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3235 RANDOLPH ST, WATERLOO, IA 50702-5325

Mortgage

Document Number	201800011814
Date	Jan 12, 2018
Instrument	2018-00011814

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00 (+0.83%) Homeowner's exemption	$188,940 (+7.11%) Land $24,350 Building $164,590	$188,940 (+7.11%) Land $24,350 Building $164,590
2024	$3,604.00 (+25.93%)
2023		$176,400 (+26.73%) Land $24,350 Building $152,050	$176,400 (+26.73%) Land $24,350 Building $152,050
2022	$2,862.00	$139,190 Land $24,350 Building $114,840
2021			$139,190 Land $24,350 Building $114,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink, Verizon.

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