Black Hawk County property record for 3228 Randolph St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1962 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,500 (Oct 2009) |
| Tax Bill | $3,118 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-03-276-017 |
| Primary APN | 8813-03-276-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3228 RANDOLPH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADD TO LINDNER HEIGHTS LOT 77 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 03 |
| Legal Subdivision | SECOND ADD TO LINDNER HEIGHTS |
| Legal Lot Number | 77 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1301 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3228 RANDOLPH ST, WATERLOO, IA 50702-5326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2009 · Amount on Record |
| Deed Sale | Oct 13, 2009 · Amount on Record |
| Deed Document Number | 20092010007657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3228 RANDOLPH ST, WATERLOO, IA 50702-5326 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000016109 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 202000016109 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 19, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,118.00 (+0.52%) Homeowner's exemption | $178,290 (+6.82%) Land $23,280 Building $155,010 | $178,290 (+6.82%) Land $23,280 Building $155,010 |
| 2024 | $3,102.00 (+14.63%) | ||
| 2023 | $166,910 (+26.4%) Land $23,280 Building $143,630 | $166,910 (+26.4%) Land $23,280 Building $143,630 | |
| 2022 | $2,706.00 Homeowner's exemption | $132,050 Land $23,280 Building $108,770 | |
| 2021 | $132,050 Land $23,280 Building $108,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–1990) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: CenturyLink, Nextlink, Verizon.
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