3235 Northgate Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3235 Northgate Dr, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,749 sqft · built 1963
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Nov 2017)
Tax Bill$4,862 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0162-0446-00

Property Details

APN / Parcel Number

Primary APN550-0162-0446-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,749 sqft Living Area
1st Floor Area1,749 sqft
Basement Area1,749 sqft
Finished Basement976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Architectural StyleConventional
Exterior MaterialBrick
Lot Area16,988 sqft (0.389 acres)
Lot Dimensions199 ft deep x 85 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3235 NORTHGATE DR
CityCINCINNATI
StateOH
Zip45248-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHGATE DR 85 X 199.73 LOT 17 WERKMEADOWS SUB BLK B
Legal SubdivisionWERKMEADOWS SUB
Legal BlockB
Legal Lot Number17
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3001
Census Tract21002

Owner

3235 Northgate Dr is owned and occupied by an individual who bought it in November 2017.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3235 NORTHGATE DR, CINCINNATI, OH 45248-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Nov 9, 2017Fiduciary Deed, Transfer · Conventional Mortgage
TERRY MONNIE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2017 · Amount on File
Deed SaleNov 9, 2017 · Amount on File
Deed Document Number0000102936
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3235 NORTHGATE DR, CINCINNATI, OH 45248-5010
Transaction TypeMortgage
Record UpdatedMay 25, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049625
DateApr 20, 2021
Book Page14400/3301
Instrument2021-0049625
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMay 1, 2041

November 2017: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateNov 9, 2017
Property Address3235 NORTHGATE DR, CINCINNATI, OH 45248-5010
Document Number0000102936
Map ReferenceMB 106 PG 27
Instrument DateNov 7, 2017
Instrument17-0102936
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyTERRY MONNIE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3235 NORTHGATE DR, CINCINNATI, OH 45248-5010

Mortgage

Document Number, 17-0102934
DateNov 9, 2017
Instrument17-0102934
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3235 Northgate Dr was $4,862, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,862.00 (+2.55%)$93,394 (+%) Land $17,405 Building $75,989
2024$4,741.00 (-0.11%)$93,393 (-) Land $17,405 Building $75,988
2023$4,746.00 (+86.48%)$93,393 (+120.53%) Land $17,405 Building $75,988$266,840 Land $49,730 Building $217,110
2022$2,545.00 Homeowner's exemption$42,350 Land $15,568 Building $26,782
2020$121,000 Land $44,480 Building $76,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3235 Northgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3235 Northgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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