Hamilton County property record for 3234 Northgate Dr, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,364 sqft · built 1963 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $221,000 (Jun 2012) |
| Tax Bill | $5,317 (2025) |
| Deeds & Mortgages | Jan 2025 Transfer Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0162-0439-00 |
| Primary APN | 550-0162-0439-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 1,528 sqft |
| 2nd Floor Area | 836 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 190 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 104 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3234 NORTHGATE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | NORTHGATE DR 85 X 190 LOT 10 WERKMEADOWS SUB BLK B |
| Legal Subdivision | WERKMEADOWS SUB |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21003 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3234 NORTHGATE DR, CINCINNATI, OH 45248-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2025 | Transfer on Death Deed, Transfer |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERBANK |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2012 · Amount on Record |
| Deed Sale | Jun 4, 2012 · Amount on Record |
| Prior Sale | Oct 20, 2004 · Amount on Record |
| Deed Document Number | 201269777 |
| Deed Book / Page | 12032 / 1884 |
| Last Transfer Date | Jan 21, 2025 |
| Transfer Doc | 0000005914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 28, 2025 |
| Property Address | 3234 NORTHGATE DR, CINCINNATI, OH 45248-5050 |
| Document Number | 0000005914 |
| Book / Page | 15341 / 1194 |
| Map Reference | MB 106 PG 27&28 |
| Instrument Date | Jan 24, 2025 |
| Instrument | 2025-0005914 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3234 NORTHGATE DR, CINCINNATI, OH 45248-5050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3234 NORTHGATE DR, CINCINNATI, OH 45248-5050 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000103416 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 14268/3287 |
| Instrument | 2020-0103416 |
| Name | CENTERBANK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3234 NORTHGATE DR, CINCINNATI, OH 45248-5050 |
| Document Number | 0000022733 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3234 NORTHGATE DR CINCINNATI OH 452485050, CINCINNATI, OH 45248-5050 |
| Document Number | 0000022733 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 014120/000055 |
| Instrument | 22733 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 8, 2035 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,317.00 (+2.55%) | $102,155 (-) Land $17,248 Building $84,907 | $291,870 (-) Land $49,280 Building $242,590 |
| 2024 | $5,185.00 (-0.1%) | $102,155 (-) Land $17,248 Building $84,907 | |
| 2023 | $5,190.00 (+20.75%) | $102,155 (+42.48%) Land $17,248 Building $84,907 | $291,870 (+42.48%) Land $49,280 Building $242,590 |
| 2022 | $4,298.00 Homeowner's exemption | $71,698 Land $15,425 Building $56,273 | |
| 2020 | $204,850 Land $44,070 Building $160,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures