Schenectady County and Rotterdam Town property record for 3219 William St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,776 sqft · built 1948 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,500 (Jan 2026) |
| Tax Bill | $7,995 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.18-10-7 |
| Primary APN | 422800 48.18-10-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 130 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3219 WILLIAM ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,FP MAPLEWOOD 1-61,62 6.-470-17 |
| Legal Subdivision | REVISED MAP OF MALEWOOD |
| Legal Block | 10 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 HEGEMAN ST, SCHENECTADY, NY 12306-4113 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 19, 2018 | Warranty Deed, Subdivision Related Transfer · ARM CHICAGO TITLE INSURANCE CO |
| Oct 30, 2017 | Quit Claim Deed, Transfer YOUR TITLE EXPERTS |
| May 31, 2017 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | May 29, 2024 · Amount on Record |
| Deed Document Number | 20261466 |
| Deed Book / Page | 2164 / 871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3219 WILLIAM ST, SCHENECTADY, NY 12306-1425 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 3219 WILLIAM ST, SCHENECTADY, NY 12306-1425 |
| Document Number | 0000018005 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 5217/32 |
| Instrument | 202218005 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 21, 2026 |
| Property Address | 3219 WILLIAM ST, SCHENECTADY, NY 12306-1425 |
| Document Number | 0000001466 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 202601466 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3219 WILLIAM ST, ROTTERDAM, NY 12306-1425 |
| Name | Verified Name |
|---|---|
| Address | 445 HEGEMAN ST, SCHENECTADY, NY 12306-4113 |
| Document Number | 0000001467 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 202601467 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 19, 2018 |
| Property Address | 3219 WILLIAM ST, SCHENECTADY, NY 12306-1425 |
| Document Number | 0000046340 |
| Book / Page | 1998 / 139 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 201846340 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 S WESTCOTT RD, 77, SCHENECTADY, NY 12306-9408 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 754 OLD DUANESBURG RD, SCHENECTADY, NY 12306-6606 |
| Document Number | 0000046341 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 201846341 |
| Type | Credit Union |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 30, 2017 |
| Property Address | 3219 WILLIAM ST, SCHENECTADY, NY 12306-1425 |
| Document Number | 0000049086 |
| Book / Page | 001974 / 000186 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 49086 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | YOUR TITLE EXPERTS |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 77 S WESTCOTT RD SCHENECTADY NY 123069408, SCHENECTADY, NY 12306-9408 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 31, 2017 |
| Property Address | 3219 WILLIAM ST, SCHENECTADY, NY 12306-1425 |
| Document Number | 0000024044 |
| Book / Page | 001963 / 000469 |
| Instrument Date | May 5, 2017 |
| Instrument | 24044 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $491.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,995.00 (-7.02%) | ||
| 2025 | $8,599.00 | $214,300 (-) Land $12,000 Building $202,300 | $329,700 (+10.79%) Land $18,462 Building $311,238 |
| 2024 | $214,300 (-) Land $12,000 Building $202,300 | $297,600 (+5.53%) Land $16,664 Building $280,936 | |
| 2023 | $214,300 (-) Land $12,000 Building $202,300 | $282,000 (+9.22%) Land $15,791 Building $266,209 | |
| 2022 | $214,300 Land $12,000 Building $202,300 | $258,200 Land $14,458 Building $243,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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