32327 Center St, Dowagiac, MI 49047 Property Records

Cass County property record for 32327 Center St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1977
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$105,000 (Nov 2017)
Tax Bill	$3,081 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Feb 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-225-002-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-225-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Building Perimeter
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	14,375 sqft (0.33 acres)
Garage Area	572 sqft

Location & Zoning

Street Address	32327 CENTER ST
City	DOWAGIAC
State	MI
Zip	49047-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3131275 1164-C-01 5S-16W LOTS 2, 4 & 6 BLK 10 WILDWOOD.
Legal Subdivision	LAKEVIEW SUBDIVISION
Legal Block	10
Legal Lot Number	2,4,6
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1016
Census Tract	1902

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14160 S 88TH AVE, ORLAND PARK, IL 60462-4194
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Feb 14, 2013	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 6, 2006	Deed of Trust, Mortgage LASALLE BANK MIDWEST NA
Apr 8, 2008	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Nov 27, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	20171132-0092
Deed Book / Page	1132 / 92
Last Transfer Date	Sep 18, 2024
Transfer Doc	01251/1574
Record Updated	Oct 29, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	32327 CENTER ST, DOWAGIAC, MI 49047-8957
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01011/0904
Date	Jun 4, 2010
Book Page	1011/0904

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2020

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	32327 CENTER ST, DOWAGIAC, MI 49047-8957
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01054/2572
Date	Feb 14, 2013
Book Page	1054/2572

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2027

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	32327 CENTER ST, DOWAGIAC, MI 49047-8957
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00929/2448
Date	Feb 6, 2006
Book Page	0929/2448

Lender

Name	LASALLE BANK MIDWEST NA
Type	Bank
Address	2600 W BIG BEAVER RD, TROY, MI 48084

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2021

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	32327 CENTER ST, DOWAGIAC, MI 49047-8957
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00975/1585
Date	Apr 8, 2008
Book Page	0975/1585

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CASS MI
Recording Date	Nov 27, 2017
Property Address	32327 CENTER ST, DOWAGIAC, MI 49047-8957
Document Number	01132/0092
Book / Page	1132 / 0092
Map Reference	LB1 PG149
Instrument Date	Nov 22, 2017
Instrument	1132-0092
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51395 PINE ST, DOWAGIAC, MI 49047-9260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32275 CENTER ST, DOWAGIAC, MI 49047-8956

Mortgage

Document Number	0011320093
Date	Nov 27, 2017
Instrument	1132-0093

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (+13.45%) Land $126,500	$253,000 (+13.45%) Land $253,000
2025	$3,081.00 (+7.02%) Homeowner's exemption	$111,500 (+29.2%) Land $111,500	$223,000 (+29.2%) Land $223,000
2024	$2,879.00 (-7.67%)
2023		$86,300	$172,600
2022	$3,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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